LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,048
−HK$9,284/mo
▼ 0.25% · 3.875%
HK$152,653
−HK$4,679/mo
Today · 4.125%
HK$157,332
baseline
▲ 0.50% · 4.625%
HK$166,905
+HK$9,573/mo
Deposit HK$32.46M · loan HK$32.46M · min. income ≈ HK$314,664/mo (50% DSR)
Upfront cash ≈ HK$35.22M (deposit + AVD stamp duty HK$2,759,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,702
−HK$8,898/mo
▼ 0.25% · 3.875%
HK$169,119
−HK$4,481/mo
Today · 4.125%
HK$173,600
baseline
▲ 0.50% · 4.625%
HK$182,751
+HK$9,151/mo
Deposit HK$32.46M · loan HK$32.46M · min. income ≈ HK$347,200/mo (50% DSR)
Upfront cash ≈ HK$35.22M (deposit + AVD stamp duty HK$2,759,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,658
−HK$11,140/mo
▼ 0.25% · 3.875%
HK$183,184
−HK$5,614/mo
Today · 4.125%
HK$188,798
baseline
▲ 0.50% · 4.625%
HK$200,286
+HK$11,488/mo
Deposit HK$25.97M · loan HK$38.96M · min. income ≈ HK$377,596/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$2,759,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,642
−HK$10,678/mo
▼ 0.25% · 3.875%
HK$202,943
−HK$5,377/mo
Today · 4.125%
HK$208,320
baseline
▲ 0.50% · 4.625%
HK$219,301
+HK$10,981/mo
Deposit HK$25.97M · loan HK$38.96M · min. income ≈ HK$416,640/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$2,759,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,267
−HK$12,998/mo
▼ 0.25% · 3.875%
HK$213,714
−HK$6,551/mo
Today · 4.125%
HK$220,265
baseline
▲ 0.50% · 4.625%
HK$233,667
+HK$13,402/mo
Deposit HK$19.48M · loan HK$45.45M · min. income ≈ HK$440,530/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$2,759,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,583
−HK$12,457/mo
▼ 0.25% · 3.875%
HK$236,767
−HK$6,273/mo
Today · 4.125%
HK$243,040
baseline
▲ 0.50% · 4.625%
HK$255,851
+HK$12,811/mo
Deposit HK$19.48M · loan HK$45.45M · min. income ≈ HK$486,080/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$2,759,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,486
−HK$16,711/mo
▼ 0.25% · 3.875%
HK$274,776
−HK$8,421/mo
Today · 4.125%
HK$283,197
baseline
▲ 0.50% · 4.625%
HK$300,429
+HK$17,232/mo
Deposit HK$6.49M · loan HK$58.43M · min. income ≈ HK$566,394/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,759,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,463
−HK$16,017/mo
▼ 0.25% · 3.875%
HK$304,414
−HK$8,066/mo
Today · 4.125%
HK$312,480
baseline
▲ 0.50% · 4.625%
HK$328,952
+HK$16,472/mo
Deposit HK$6.49M · loan HK$58.43M · min. income ≈ HK$624,960/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,759,356 · Scale 2, in force from 26 Feb 2026)