LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,806
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,267
−HK$468/mo
Today · 4.125%
HK$15,735
baseline
▲ 0.50% · 4.625%
HK$16,692
+HK$957/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,470/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,472
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,914
−HK$448/mo
Today · 4.125%
HK$17,362
baseline
▲ 0.50% · 4.625%
HK$18,277
+HK$915/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,724/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,768
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,320
−HK$562/mo
Today · 4.125%
HK$18,882
baseline
▲ 0.50% · 4.625%
HK$20,031
+HK$1,149/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,764/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,766
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,296
−HK$538/mo
Today · 4.125%
HK$20,834
baseline
▲ 0.50% · 4.625%
HK$21,932
+HK$1,098/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,668/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,729
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,374
−HK$655/mo
Today · 4.125%
HK$22,029
baseline
▲ 0.50% · 4.625%
HK$23,369
+HK$1,340/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,058/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,061
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,679
−HK$628/mo
Today · 4.125%
HK$24,307
baseline
▲ 0.50% · 4.625%
HK$25,588
+HK$1,281/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,614/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,651
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,480
−HK$843/mo
Today · 4.125%
HK$28,323
baseline
▲ 0.50% · 4.625%
HK$30,046
+HK$1,723/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$56,646/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$184,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,649
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,445
−HK$806/mo
Today · 4.125%
HK$31,251
baseline
▲ 0.50% · 4.625%
HK$32,899
+HK$1,648/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$62,502/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$184,329 · Scale 2, in force from 26 Feb 2026)