LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,064
−HK$9,285/mo
▼ 0.25% · 3.875%
HK$152,669
−HK$4,680/mo
Today · 4.125%
HK$157,349
baseline
▲ 0.50% · 4.625%
HK$166,923
+HK$9,574/mo
Deposit HK$32.47M · loan HK$32.47M · min. income ≈ HK$314,698/mo (50% DSR)
Upfront cash ≈ HK$35.23M (deposit + AVD stamp duty HK$2,759,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,720
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$169,137
−HK$4,482/mo
Today · 4.125%
HK$173,619
baseline
▲ 0.50% · 4.625%
HK$182,770
+HK$9,151/mo
Deposit HK$32.47M · loan HK$32.47M · min. income ≈ HK$347,238/mo (50% DSR)
Upfront cash ≈ HK$35.23M (deposit + AVD stamp duty HK$2,759,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,677
−HK$11,141/mo
▼ 0.25% · 3.875%
HK$183,203
−HK$5,615/mo
Today · 4.125%
HK$188,818
baseline
▲ 0.50% · 4.625%
HK$200,308
+HK$11,490/mo
Deposit HK$25.97M · loan HK$38.96M · min. income ≈ HK$377,636/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$2,759,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,663
−HK$10,680/mo
▼ 0.25% · 3.875%
HK$202,965
−HK$5,378/mo
Today · 4.125%
HK$208,343
baseline
▲ 0.50% · 4.625%
HK$219,325
+HK$10,982/mo
Deposit HK$25.97M · loan HK$38.96M · min. income ≈ HK$416,686/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$2,759,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,289
−HK$12,999/mo
▼ 0.25% · 3.875%
HK$213,737
−HK$6,551/mo
Today · 4.125%
HK$220,288
baseline
▲ 0.50% · 4.625%
HK$233,692
+HK$13,404/mo
Deposit HK$19.48M · loan HK$45.45M · min. income ≈ HK$440,576/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$2,759,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,607
−HK$12,459/mo
▼ 0.25% · 3.875%
HK$236,792
−HK$6,274/mo
Today · 4.125%
HK$243,066
baseline
▲ 0.50% · 4.625%
HK$255,879
+HK$12,813/mo
Deposit HK$19.48M · loan HK$45.45M · min. income ≈ HK$486,132/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$2,759,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,515
−HK$16,713/mo
▼ 0.25% · 3.875%
HK$274,805
−HK$8,423/mo
Today · 4.125%
HK$283,228
baseline
▲ 0.50% · 4.625%
HK$300,461
+HK$17,233/mo
Deposit HK$6.49M · loan HK$58.44M · min. income ≈ HK$566,456/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,759,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,495
−HK$16,019/mo
▼ 0.25% · 3.875%
HK$304,447
−HK$8,067/mo
Today · 4.125%
HK$312,514
baseline
▲ 0.50% · 4.625%
HK$328,987
+HK$16,473/mo
Deposit HK$6.49M · loan HK$58.44M · min. income ≈ HK$625,028/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,759,652 · Scale 2, in force from 26 Feb 2026)