LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,078
−HK$9,286/mo
▼ 0.25% · 3.875%
HK$152,685
−HK$4,679/mo
Today · 4.125%
HK$157,364
baseline
▲ 0.50% · 4.625%
HK$166,940
+HK$9,576/mo
Deposit HK$32.47M · loan HK$32.47M · min. income ≈ HK$314,728/mo (50% DSR)
Upfront cash ≈ HK$35.23M (deposit + AVD stamp duty HK$2,759,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,736
−HK$8,900/mo
▼ 0.25% · 3.875%
HK$169,154
−HK$4,482/mo
Today · 4.125%
HK$173,636
baseline
▲ 0.50% · 4.625%
HK$182,789
+HK$9,153/mo
Deposit HK$32.47M · loan HK$32.47M · min. income ≈ HK$347,272/mo (50% DSR)
Upfront cash ≈ HK$35.23M (deposit + AVD stamp duty HK$2,759,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,694
−HK$11,143/mo
▼ 0.25% · 3.875%
HK$183,221
−HK$5,616/mo
Today · 4.125%
HK$188,837
baseline
▲ 0.50% · 4.625%
HK$200,327
+HK$11,490/mo
Deposit HK$25.98M · loan HK$38.96M · min. income ≈ HK$377,674/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$2,759,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,683
−HK$10,680/mo
▼ 0.25% · 3.875%
HK$202,985
−HK$5,378/mo
Today · 4.125%
HK$208,363
baseline
▲ 0.50% · 4.625%
HK$219,346
+HK$10,983/mo
Deposit HK$25.98M · loan HK$38.96M · min. income ≈ HK$416,726/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$2,759,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,310
−HK$13,000/mo
▼ 0.25% · 3.875%
HK$213,758
−HK$6,552/mo
Today · 4.125%
HK$220,310
baseline
▲ 0.50% · 4.625%
HK$233,715
+HK$13,405/mo
Deposit HK$19.48M · loan HK$45.46M · min. income ≈ HK$440,620/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$2,759,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,630
−HK$12,460/mo
▼ 0.25% · 3.875%
HK$236,816
−HK$6,274/mo
Today · 4.125%
HK$243,090
baseline
▲ 0.50% · 4.625%
HK$255,904
+HK$12,814/mo
Deposit HK$19.48M · loan HK$45.46M · min. income ≈ HK$486,180/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$2,759,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,541
−HK$16,715/mo
▼ 0.25% · 3.875%
HK$274,832
−HK$8,424/mo
Today · 4.125%
HK$283,256
baseline
▲ 0.50% · 4.625%
HK$300,491
+HK$17,235/mo
Deposit HK$6.49M · loan HK$58.45M · min. income ≈ HK$566,512/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,759,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,524
−HK$16,021/mo
▼ 0.25% · 3.875%
HK$304,477
−HK$8,068/mo
Today · 4.125%
HK$312,545
baseline
▲ 0.50% · 4.625%
HK$329,019
+HK$16,474/mo
Deposit HK$6.49M · loan HK$58.45M · min. income ≈ HK$625,090/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,759,925 · Scale 2, in force from 26 Feb 2026)