LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,808
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,269
−HK$468/mo
Today · 4.125%
HK$15,737
baseline
▲ 0.50% · 4.625%
HK$16,694
+HK$957/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,474/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,474
−HK$890/mo
▼ 0.25% · 3.875%
HK$16,916
−HK$448/mo
Today · 4.125%
HK$17,364
baseline
▲ 0.50% · 4.625%
HK$18,279
+HK$915/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,728/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,770
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,323
−HK$561/mo
Today · 4.125%
HK$18,884
baseline
▲ 0.50% · 4.625%
HK$20,033
+HK$1,149/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,768/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,769
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,299
−HK$538/mo
Today · 4.125%
HK$20,837
baseline
▲ 0.50% · 4.625%
HK$21,935
+HK$1,098/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,674/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,732
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,376
−HK$656/mo
Today · 4.125%
HK$22,032
baseline
▲ 0.50% · 4.625%
HK$23,372
+HK$1,340/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,064/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,064
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,682
−HK$628/mo
Today · 4.125%
HK$24,310
baseline
▲ 0.50% · 4.625%
HK$25,591
+HK$1,281/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,620/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,655
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,484
−HK$842/mo
Today · 4.125%
HK$28,326
baseline
▲ 0.50% · 4.625%
HK$30,050
+HK$1,724/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$56,652/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$184,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,653
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,448
−HK$807/mo
Today · 4.125%
HK$31,255
baseline
▲ 0.50% · 4.625%
HK$32,903
+HK$1,648/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$62,510/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$184,411 · Scale 2, in force from 26 Feb 2026)