LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,088
−HK$9,287/mo
▼ 0.25% · 3.875%
HK$152,695
−HK$4,680/mo
Today · 4.125%
HK$157,375
baseline
▲ 0.50% · 4.625%
HK$166,950
+HK$9,575/mo
Deposit HK$32.47M · loan HK$32.47M · min. income ≈ HK$314,750/mo (50% DSR)
Upfront cash ≈ HK$35.23M (deposit + AVD stamp duty HK$2,760,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,747
−HK$8,900/mo
▼ 0.25% · 3.875%
HK$169,165
−HK$4,482/mo
Today · 4.125%
HK$173,647
baseline
▲ 0.50% · 4.625%
HK$182,800
+HK$9,153/mo
Deposit HK$32.47M · loan HK$32.47M · min. income ≈ HK$347,294/mo (50% DSR)
Upfront cash ≈ HK$35.23M (deposit + AVD stamp duty HK$2,760,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,706
−HK$11,143/mo
▼ 0.25% · 3.875%
HK$183,233
−HK$5,616/mo
Today · 4.125%
HK$188,849
baseline
▲ 0.50% · 4.625%
HK$200,341
+HK$11,492/mo
Deposit HK$25.98M · loan HK$38.97M · min. income ≈ HK$377,698/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$2,760,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,696
−HK$10,681/mo
▼ 0.25% · 3.875%
HK$202,998
−HK$5,379/mo
Today · 4.125%
HK$208,377
baseline
▲ 0.50% · 4.625%
HK$219,361
+HK$10,984/mo
Deposit HK$25.98M · loan HK$38.97M · min. income ≈ HK$416,754/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$2,760,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,323
−HK$13,001/mo
▼ 0.25% · 3.875%
HK$213,772
−HK$6,552/mo
Today · 4.125%
HK$220,324
baseline
▲ 0.50% · 4.625%
HK$233,731
+HK$13,407/mo
Deposit HK$19.48M · loan HK$45.46M · min. income ≈ HK$440,648/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$2,760,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,645
−HK$12,461/mo
▼ 0.25% · 3.875%
HK$236,831
−HK$6,275/mo
Today · 4.125%
HK$243,106
baseline
▲ 0.50% · 4.625%
HK$255,921
+HK$12,815/mo
Deposit HK$19.48M · loan HK$45.46M · min. income ≈ HK$486,212/mo (50% DSR)
Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$2,760,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,559
−HK$16,715/mo
▼ 0.25% · 3.875%
HK$274,850
−HK$8,424/mo
Today · 4.125%
HK$283,274
baseline
▲ 0.50% · 4.625%
HK$300,511
+HK$17,237/mo
Deposit HK$6.49M · loan HK$58.45M · min. income ≈ HK$566,548/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,760,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,544
−HK$16,021/mo
▼ 0.25% · 3.875%
HK$304,497
−HK$8,068/mo
Today · 4.125%
HK$312,565
baseline
▲ 0.50% · 4.625%
HK$329,041
+HK$16,476/mo
Deposit HK$6.49M · loan HK$58.45M · min. income ≈ HK$625,130/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$2,760,105 · Scale 2, in force from 26 Feb 2026)