LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,107
−HK$9,287/mo
▼ 0.25% · 3.875%
HK$152,714
−HK$4,680/mo
Today · 4.125%
HK$157,394
baseline
▲ 0.50% · 4.625%
HK$166,971
+HK$9,577/mo
Deposit HK$32.48M · loan HK$32.48M · min. income ≈ HK$314,788/mo (50% DSR)
Upfront cash ≈ HK$35.24M (deposit + AVD stamp duty HK$2,760,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,767
−HK$8,902/mo
▼ 0.25% · 3.875%
HK$169,186
−HK$4,483/mo
Today · 4.125%
HK$173,669
baseline
▲ 0.50% · 4.625%
HK$182,823
+HK$9,154/mo
Deposit HK$32.48M · loan HK$32.48M · min. income ≈ HK$347,338/mo (50% DSR)
Upfront cash ≈ HK$35.24M (deposit + AVD stamp duty HK$2,760,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,728
−HK$11,145/mo
▼ 0.25% · 3.875%
HK$183,256
−HK$5,617/mo
Today · 4.125%
HK$188,873
baseline
▲ 0.50% · 4.625%
HK$200,366
+HK$11,493/mo
Deposit HK$25.98M · loan HK$38.97M · min. income ≈ HK$377,746/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$2,760,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,721
−HK$10,682/mo
▼ 0.25% · 3.875%
HK$203,023
−HK$5,380/mo
Today · 4.125%
HK$208,403
baseline
▲ 0.50% · 4.625%
HK$219,388
+HK$10,985/mo
Deposit HK$25.98M · loan HK$38.97M · min. income ≈ HK$416,806/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$2,760,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,349
−HK$13,003/mo
▼ 0.25% · 3.875%
HK$213,799
−HK$6,553/mo
Today · 4.125%
HK$220,352
baseline
▲ 0.50% · 4.625%
HK$233,760
+HK$13,408/mo
Deposit HK$19.49M · loan HK$45.47M · min. income ≈ HK$440,704/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$2,760,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,674
−HK$12,463/mo
▼ 0.25% · 3.875%
HK$236,861
−HK$6,276/mo
Today · 4.125%
HK$243,137
baseline
▲ 0.50% · 4.625%
HK$255,953
+HK$12,816/mo
Deposit HK$19.49M · loan HK$45.47M · min. income ≈ HK$486,274/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$2,760,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,592
−HK$16,718/mo
▼ 0.25% · 3.875%
HK$274,884
−HK$8,426/mo
Today · 4.125%
HK$283,310
baseline
▲ 0.50% · 4.625%
HK$300,548
+HK$17,238/mo
Deposit HK$6.50M · loan HK$58.46M · min. income ≈ HK$566,620/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,760,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,581
−HK$16,023/mo
▼ 0.25% · 3.875%
HK$304,535
−HK$8,069/mo
Today · 4.125%
HK$312,604
baseline
▲ 0.50% · 4.625%
HK$329,082
+HK$16,478/mo
Deposit HK$6.50M · loan HK$58.46M · min. income ≈ HK$625,208/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,760,449 · Scale 2, in force from 26 Feb 2026)