LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,124
−HK$9,289/mo
▼ 0.25% · 3.875%
HK$152,732
−HK$4,681/mo
Today · 4.125%
HK$157,413
baseline
▲ 0.50% · 4.625%
HK$166,991
+HK$9,578/mo
Deposit HK$32.48M · loan HK$32.48M · min. income ≈ HK$314,826/mo (50% DSR)
Upfront cash ≈ HK$35.24M (deposit + AVD stamp duty HK$2,760,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,787
−HK$8,903/mo
▼ 0.25% · 3.875%
HK$169,206
−HK$4,484/mo
Today · 4.125%
HK$173,690
baseline
▲ 0.50% · 4.625%
HK$182,845
+HK$9,155/mo
Deposit HK$32.48M · loan HK$32.48M · min. income ≈ HK$347,380/mo (50% DSR)
Upfront cash ≈ HK$35.24M (deposit + AVD stamp duty HK$2,760,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,749
−HK$11,146/mo
▼ 0.25% · 3.875%
HK$183,278
−HK$5,617/mo
Today · 4.125%
HK$188,895
baseline
▲ 0.50% · 4.625%
HK$200,389
+HK$11,494/mo
Deposit HK$25.98M · loan HK$38.98M · min. income ≈ HK$377,790/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$2,760,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,744
−HK$10,684/mo
▼ 0.25% · 3.875%
HK$203,047
−HK$5,381/mo
Today · 4.125%
HK$208,428
baseline
▲ 0.50% · 4.625%
HK$219,414
+HK$10,986/mo
Deposit HK$25.98M · loan HK$38.98M · min. income ≈ HK$416,856/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$2,760,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,374
−HK$13,004/mo
▼ 0.25% · 3.875%
HK$213,824
−HK$6,554/mo
Today · 4.125%
HK$220,378
baseline
▲ 0.50% · 4.625%
HK$233,788
+HK$13,410/mo
Deposit HK$19.49M · loan HK$45.47M · min. income ≈ HK$440,756/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$2,760,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,701
−HK$12,464/mo
▼ 0.25% · 3.875%
HK$236,889
−HK$6,276/mo
Today · 4.125%
HK$243,165
baseline
▲ 0.50% · 4.625%
HK$255,983
+HK$12,818/mo
Deposit HK$19.49M · loan HK$45.47M · min. income ≈ HK$486,330/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$2,760,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,624
−HK$16,719/mo
▼ 0.25% · 3.875%
HK$274,917
−HK$8,426/mo
Today · 4.125%
HK$283,343
baseline
▲ 0.50% · 4.625%
HK$300,584
+HK$17,241/mo
Deposit HK$6.50M · loan HK$58.46M · min. income ≈ HK$566,686/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,760,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,616
−HK$16,025/mo
▼ 0.25% · 3.875%
HK$304,571
−HK$8,070/mo
Today · 4.125%
HK$312,641
baseline
▲ 0.50% · 4.625%
HK$329,121
+HK$16,480/mo
Deposit HK$6.50M · loan HK$58.46M · min. income ≈ HK$625,282/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,760,777 · Scale 2, in force from 26 Feb 2026)