LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,138
−HK$9,289/mo
▼ 0.25% · 3.875%
HK$152,746
−HK$4,681/mo
Today · 4.125%
HK$157,427
baseline
▲ 0.50% · 4.625%
HK$167,006
+HK$9,579/mo
Deposit HK$32.48M · loan HK$32.48M · min. income ≈ HK$314,854/mo (50% DSR)
Upfront cash ≈ HK$35.24M (deposit + AVD stamp duty HK$2,761,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,802
−HK$8,903/mo
▼ 0.25% · 3.875%
HK$169,222
−HK$4,483/mo
Today · 4.125%
HK$173,705
baseline
▲ 0.50% · 4.625%
HK$182,862
+HK$9,157/mo
Deposit HK$32.48M · loan HK$32.48M · min. income ≈ HK$347,410/mo (50% DSR)
Upfront cash ≈ HK$35.24M (deposit + AVD stamp duty HK$2,761,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,765
−HK$11,148/mo
▼ 0.25% · 3.875%
HK$183,295
−HK$5,618/mo
Today · 4.125%
HK$188,913
baseline
▲ 0.50% · 4.625%
HK$200,408
+HK$11,495/mo
Deposit HK$25.99M · loan HK$38.98M · min. income ≈ HK$377,826/mo (50% DSR)
Upfront cash ≈ HK$28.75M (deposit + AVD stamp duty HK$2,761,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,762
−HK$10,685/mo
▼ 0.25% · 3.875%
HK$203,066
−HK$5,381/mo
Today · 4.125%
HK$208,447
baseline
▲ 0.50% · 4.625%
HK$219,434
+HK$10,987/mo
Deposit HK$25.99M · loan HK$38.98M · min. income ≈ HK$416,894/mo (50% DSR)
Upfront cash ≈ HK$28.75M (deposit + AVD stamp duty HK$2,761,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,393
−HK$13,005/mo
▼ 0.25% · 3.875%
HK$213,844
−HK$6,554/mo
Today · 4.125%
HK$220,398
baseline
▲ 0.50% · 4.625%
HK$233,809
+HK$13,411/mo
Deposit HK$19.49M · loan HK$45.48M · min. income ≈ HK$440,796/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$2,761,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,722
−HK$12,466/mo
▼ 0.25% · 3.875%
HK$236,910
−HK$6,278/mo
Today · 4.125%
HK$243,188
baseline
▲ 0.50% · 4.625%
HK$256,006
+HK$12,818/mo
Deposit HK$19.49M · loan HK$45.48M · min. income ≈ HK$486,376/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$2,761,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,648
−HK$16,721/mo
▼ 0.25% · 3.875%
HK$274,942
−HK$8,427/mo
Today · 4.125%
HK$283,369
baseline
▲ 0.50% · 4.625%
HK$300,611
+HK$17,242/mo
Deposit HK$6.50M · loan HK$58.47M · min. income ≈ HK$566,738/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,761,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,643
−HK$16,027/mo
▼ 0.25% · 3.875%
HK$304,599
−HK$8,071/mo
Today · 4.125%
HK$312,670
baseline
▲ 0.50% · 4.625%
HK$329,151
+HK$16,481/mo
Deposit HK$6.50M · loan HK$58.47M · min. income ≈ HK$625,340/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,761,029 · Scale 2, in force from 26 Feb 2026)