LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,147
−HK$9,290/mo
▼ 0.25% · 3.875%
HK$152,755
−HK$4,682/mo
Today · 4.125%
HK$157,437
baseline
▲ 0.50% · 4.625%
HK$167,016
+HK$9,579/mo
Deposit HK$32.48M · loan HK$32.48M · min. income ≈ HK$314,874/mo (50% DSR)
Upfront cash ≈ HK$35.25M (deposit + AVD stamp duty HK$2,761,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,812
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$169,232
−HK$4,484/mo
Today · 4.125%
HK$173,716
baseline
▲ 0.50% · 4.625%
HK$182,873
+HK$9,157/mo
Deposit HK$32.48M · loan HK$32.48M · min. income ≈ HK$347,432/mo (50% DSR)
Upfront cash ≈ HK$35.25M (deposit + AVD stamp duty HK$2,761,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,776
−HK$11,148/mo
▼ 0.25% · 3.875%
HK$183,306
−HK$5,618/mo
Today · 4.125%
HK$188,924
baseline
▲ 0.50% · 4.625%
HK$200,420
+HK$11,496/mo
Deposit HK$25.99M · loan HK$38.98M · min. income ≈ HK$377,848/mo (50% DSR)
Upfront cash ≈ HK$28.75M (deposit + AVD stamp duty HK$2,761,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,774
−HK$10,685/mo
▼ 0.25% · 3.875%
HK$203,078
−HK$5,381/mo
Today · 4.125%
HK$208,459
baseline
▲ 0.50% · 4.625%
HK$219,447
+HK$10,988/mo
Deposit HK$25.99M · loan HK$38.98M · min. income ≈ HK$416,918/mo (50% DSR)
Upfront cash ≈ HK$28.75M (deposit + AVD stamp duty HK$2,761,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,405
−HK$13,006/mo
▼ 0.25% · 3.875%
HK$213,857
−HK$6,554/mo
Today · 4.125%
HK$220,411
baseline
▲ 0.50% · 4.625%
HK$233,823
+HK$13,412/mo
Deposit HK$19.49M · loan HK$45.48M · min. income ≈ HK$440,822/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$2,761,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,736
−HK$12,466/mo
▼ 0.25% · 3.875%
HK$236,925
−HK$6,277/mo
Today · 4.125%
HK$243,202
baseline
▲ 0.50% · 4.625%
HK$256,022
+HK$12,820/mo
Deposit HK$19.49M · loan HK$45.48M · min. income ≈ HK$486,404/mo (50% DSR)
Upfront cash ≈ HK$22.25M (deposit + AVD stamp duty HK$2,761,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,664
−HK$16,722/mo
▼ 0.25% · 3.875%
HK$274,959
−HK$8,427/mo
Today · 4.125%
HK$283,386
baseline
▲ 0.50% · 4.625%
HK$300,629
+HK$17,243/mo
Deposit HK$6.50M · loan HK$58.47M · min. income ≈ HK$566,772/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,761,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,661
−HK$16,028/mo
▼ 0.25% · 3.875%
HK$304,617
−HK$8,072/mo
Today · 4.125%
HK$312,689
baseline
▲ 0.50% · 4.625%
HK$329,171
+HK$16,482/mo
Deposit HK$6.50M · loan HK$58.47M · min. income ≈ HK$625,378/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,761,195 · Scale 2, in force from 26 Feb 2026)