LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,173
−HK$9,292/mo
▼ 0.25% · 3.875%
HK$152,782
−HK$4,683/mo
Today · 4.125%
HK$157,465
baseline
▲ 0.50% · 4.625%
HK$167,046
+HK$9,581/mo
Deposit HK$32.49M · loan HK$32.49M · min. income ≈ HK$314,930/mo (50% DSR)
Upfront cash ≈ HK$35.25M (deposit + AVD stamp duty HK$2,761,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,841
−HK$8,906/mo
▼ 0.25% · 3.875%
HK$169,262
−HK$4,485/mo
Today · 4.125%
HK$173,747
baseline
▲ 0.50% · 4.625%
HK$182,905
+HK$9,158/mo
Deposit HK$32.49M · loan HK$32.49M · min. income ≈ HK$347,494/mo (50% DSR)
Upfront cash ≈ HK$35.25M (deposit + AVD stamp duty HK$2,761,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,807
−HK$11,150/mo
▼ 0.25% · 3.875%
HK$183,338
−HK$5,619/mo
Today · 4.125%
HK$188,957
baseline
▲ 0.50% · 4.625%
HK$200,455
+HK$11,498/mo
Deposit HK$25.99M · loan HK$38.99M · min. income ≈ HK$377,914/mo (50% DSR)
Upfront cash ≈ HK$28.75M (deposit + AVD stamp duty HK$2,761,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,809
−HK$10,687/mo
▼ 0.25% · 3.875%
HK$203,114
−HK$5,382/mo
Today · 4.125%
HK$208,496
baseline
▲ 0.50% · 4.625%
HK$219,486
+HK$10,990/mo
Deposit HK$25.99M · loan HK$38.99M · min. income ≈ HK$416,992/mo (50% DSR)
Upfront cash ≈ HK$28.75M (deposit + AVD stamp duty HK$2,761,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,442
−HK$13,008/mo
▼ 0.25% · 3.875%
HK$213,895
−HK$6,555/mo
Today · 4.125%
HK$220,450
baseline
▲ 0.50% · 4.625%
HK$233,864
+HK$13,414/mo
Deposit HK$19.49M · loan HK$45.49M · min. income ≈ HK$440,900/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,761,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,777
−HK$12,468/mo
▼ 0.25% · 3.875%
HK$236,966
−HK$6,279/mo
Today · 4.125%
HK$243,245
baseline
▲ 0.50% · 4.625%
HK$256,067
+HK$12,822/mo
Deposit HK$19.49M · loan HK$45.49M · min. income ≈ HK$486,490/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,761,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,711
−HK$16,725/mo
▼ 0.25% · 3.875%
HK$275,007
−HK$8,429/mo
Today · 4.125%
HK$283,436
baseline
▲ 0.50% · 4.625%
HK$300,683
+HK$17,247/mo
Deposit HK$6.50M · loan HK$58.48M · min. income ≈ HK$566,872/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,761,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,713
−HK$16,031/mo
▼ 0.25% · 3.875%
HK$304,671
−HK$8,073/mo
Today · 4.125%
HK$312,744
baseline
▲ 0.50% · 4.625%
HK$329,229
+HK$16,485/mo
Deposit HK$6.50M · loan HK$58.48M · min. income ≈ HK$625,488/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,761,683 · Scale 2, in force from 26 Feb 2026)