LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,189
−HK$9,293/mo
▼ 0.25% · 3.875%
HK$152,798
−HK$4,684/mo
Today · 4.125%
HK$157,482
baseline
▲ 0.50% · 4.625%
HK$167,064
+HK$9,582/mo
Deposit HK$32.49M · loan HK$32.49M · min. income ≈ HK$314,964/mo (50% DSR)
Upfront cash ≈ HK$35.26M (deposit + AVD stamp duty HK$2,761,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,859
−HK$8,906/mo
▼ 0.25% · 3.875%
HK$169,280
−HK$4,485/mo
Today · 4.125%
HK$173,765
baseline
▲ 0.50% · 4.625%
HK$182,925
+HK$9,160/mo
Deposit HK$32.49M · loan HK$32.49M · min. income ≈ HK$347,530/mo (50% DSR)
Upfront cash ≈ HK$35.26M (deposit + AVD stamp duty HK$2,761,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,827
−HK$11,151/mo
▼ 0.25% · 3.875%
HK$183,358
−HK$5,620/mo
Today · 4.125%
HK$188,978
baseline
▲ 0.50% · 4.625%
HK$200,477
+HK$11,499/mo
Deposit HK$26.00M · loan HK$38.99M · min. income ≈ HK$377,956/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$2,761,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,830
−HK$10,689/mo
▼ 0.25% · 3.875%
HK$203,136
−HK$5,383/mo
Today · 4.125%
HK$208,519
baseline
▲ 0.50% · 4.625%
HK$219,510
+HK$10,991/mo
Deposit HK$26.00M · loan HK$38.99M · min. income ≈ HK$417,038/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$2,761,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,464
−HK$13,010/mo
▼ 0.25% · 3.875%
HK$213,918
−HK$6,556/mo
Today · 4.125%
HK$220,474
baseline
▲ 0.50% · 4.625%
HK$233,890
+HK$13,416/mo
Deposit HK$19.50M · loan HK$45.49M · min. income ≈ HK$440,948/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,761,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,802
−HK$12,470/mo
▼ 0.25% · 3.875%
HK$236,992
−HK$6,280/mo
Today · 4.125%
HK$243,272
baseline
▲ 0.50% · 4.625%
HK$256,095
+HK$12,823/mo
Deposit HK$19.50M · loan HK$45.49M · min. income ≈ HK$486,544/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,761,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,740
−HK$16,727/mo
▼ 0.25% · 3.875%
HK$275,037
−HK$8,430/mo
Today · 4.125%
HK$283,467
baseline
▲ 0.50% · 4.625%
HK$300,715
+HK$17,248/mo
Deposit HK$6.50M · loan HK$58.49M · min. income ≈ HK$566,934/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,761,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,746
−HK$16,032/mo
▼ 0.25% · 3.875%
HK$304,704
−HK$8,074/mo
Today · 4.125%
HK$312,778
baseline
▲ 0.50% · 4.625%
HK$329,265
+HK$16,487/mo
Deposit HK$6.50M · loan HK$58.49M · min. income ≈ HK$625,556/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,761,982 · Scale 2, in force from 26 Feb 2026)