LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,191
−HK$9,293/mo
▼ 0.25% · 3.875%
HK$152,801
−HK$4,683/mo
Today · 4.125%
HK$157,484
baseline
▲ 0.50% · 4.625%
HK$167,066
+HK$9,582/mo
Deposit HK$32.49M · loan HK$32.49M · min. income ≈ HK$314,968/mo (50% DSR)
Upfront cash ≈ HK$35.26M (deposit + AVD stamp duty HK$2,762,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,861
−HK$8,907/mo
▼ 0.25% · 3.875%
HK$169,283
−HK$4,485/mo
Today · 4.125%
HK$173,768
baseline
▲ 0.50% · 4.625%
HK$182,928
+HK$9,160/mo
Deposit HK$32.49M · loan HK$32.49M · min. income ≈ HK$347,536/mo (50% DSR)
Upfront cash ≈ HK$35.26M (deposit + AVD stamp duty HK$2,762,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,829
−HK$11,152/mo
▼ 0.25% · 3.875%
HK$183,361
−HK$5,620/mo
Today · 4.125%
HK$188,981
baseline
▲ 0.50% · 4.625%
HK$200,480
+HK$11,499/mo
Deposit HK$26.00M · loan HK$38.99M · min. income ≈ HK$377,962/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$2,762,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,833
−HK$10,689/mo
▼ 0.25% · 3.875%
HK$203,139
−HK$5,383/mo
Today · 4.125%
HK$208,522
baseline
▲ 0.50% · 4.625%
HK$219,513
+HK$10,991/mo
Deposit HK$26.00M · loan HK$38.99M · min. income ≈ HK$417,044/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$2,762,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,467
−HK$13,010/mo
▼ 0.25% · 3.875%
HK$213,921
−HK$6,556/mo
Today · 4.125%
HK$220,477
baseline
▲ 0.50% · 4.625%
HK$233,893
+HK$13,416/mo
Deposit HK$19.50M · loan HK$45.49M · min. income ≈ HK$440,954/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,762,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,805
−HK$12,470/mo
▼ 0.25% · 3.875%
HK$236,996
−HK$6,279/mo
Today · 4.125%
HK$243,275
baseline
▲ 0.50% · 4.625%
HK$256,099
+HK$12,824/mo
Deposit HK$19.50M · loan HK$45.49M · min. income ≈ HK$486,550/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,762,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,744
−HK$16,727/mo
▼ 0.25% · 3.875%
HK$275,041
−HK$8,430/mo
Today · 4.125%
HK$283,471
baseline
▲ 0.50% · 4.625%
HK$300,720
+HK$17,249/mo
Deposit HK$6.50M · loan HK$58.49M · min. income ≈ HK$566,942/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,762,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,750
−HK$16,032/mo
▼ 0.25% · 3.875%
HK$304,709
−HK$8,073/mo
Today · 4.125%
HK$312,782
baseline
▲ 0.50% · 4.625%
HK$329,270
+HK$16,488/mo
Deposit HK$6.50M · loan HK$58.49M · min. income ≈ HK$625,564/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,762,023 · Scale 2, in force from 26 Feb 2026)