LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,207
−HK$9,294/mo
▼ 0.25% · 3.875%
HK$152,817
−HK$4,684/mo
Today · 4.125%
HK$157,501
baseline
▲ 0.50% · 4.625%
HK$167,085
+HK$9,584/mo
Deposit HK$32.50M · loan HK$32.50M · min. income ≈ HK$315,002/mo (50% DSR)
Upfront cash ≈ HK$35.26M (deposit + AVD stamp duty HK$2,762,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,879
−HK$8,908/mo
▼ 0.25% · 3.875%
HK$169,301
−HK$4,486/mo
Today · 4.125%
HK$173,787
baseline
▲ 0.50% · 4.625%
HK$182,948
+HK$9,161/mo
Deposit HK$32.50M · loan HK$32.50M · min. income ≈ HK$347,574/mo (50% DSR)
Upfront cash ≈ HK$35.26M (deposit + AVD stamp duty HK$2,762,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,849
−HK$11,152/mo
▼ 0.25% · 3.875%
HK$183,381
−HK$5,620/mo
Today · 4.125%
HK$189,001
baseline
▲ 0.50% · 4.625%
HK$200,502
+HK$11,501/mo
Deposit HK$26.00M · loan HK$39.00M · min. income ≈ HK$378,002/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$2,762,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,855
−HK$10,689/mo
▼ 0.25% · 3.875%
HK$203,161
−HK$5,383/mo
Today · 4.125%
HK$208,544
baseline
▲ 0.50% · 4.625%
HK$219,537
+HK$10,993/mo
Deposit HK$26.00M · loan HK$39.00M · min. income ≈ HK$417,088/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$2,762,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,490
−HK$13,012/mo
▼ 0.25% · 3.875%
HK$213,944
−HK$6,558/mo
Today · 4.125%
HK$220,502
baseline
▲ 0.50% · 4.625%
HK$233,919
+HK$13,417/mo
Deposit HK$19.50M · loan HK$45.50M · min. income ≈ HK$441,004/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,762,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,831
−HK$12,471/mo
▼ 0.25% · 3.875%
HK$237,021
−HK$6,281/mo
Today · 4.125%
HK$243,302
baseline
▲ 0.50% · 4.625%
HK$256,127
+HK$12,825/mo
Deposit HK$19.50M · loan HK$45.50M · min. income ≈ HK$486,604/mo (50% DSR)
Upfront cash ≈ HK$22.26M (deposit + AVD stamp duty HK$2,762,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,773
−HK$16,729/mo
▼ 0.25% · 3.875%
HK$275,071
−HK$8,431/mo
Today · 4.125%
HK$283,502
baseline
▲ 0.50% · 4.625%
HK$300,752
+HK$17,250/mo
Deposit HK$6.50M · loan HK$58.50M · min. income ≈ HK$567,004/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,762,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,782
−HK$16,035/mo
▼ 0.25% · 3.875%
HK$304,742
−HK$8,075/mo
Today · 4.125%
HK$312,817
baseline
▲ 0.50% · 4.625%
HK$329,306
+HK$16,489/mo
Deposit HK$6.50M · loan HK$58.50M · min. income ≈ HK$625,634/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$2,762,325 · Scale 2, in force from 26 Feb 2026)