LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,827
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,288
−HK$469/mo
Today · 4.125%
HK$15,757
baseline
▲ 0.50% · 4.625%
HK$16,715
+HK$958/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,514/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,495
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,937
−HK$449/mo
Today · 4.125%
HK$17,386
baseline
▲ 0.50% · 4.625%
HK$18,302
+HK$916/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,772/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,792
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,346
−HK$562/mo
Today · 4.125%
HK$18,908
baseline
▲ 0.50% · 4.625%
HK$20,058
+HK$1,150/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,816/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,794
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,324
−HK$539/mo
Today · 4.125%
HK$20,863
baseline
▲ 0.50% · 4.625%
HK$21,963
+HK$1,100/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,726/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,757
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,403
−HK$656/mo
Today · 4.125%
HK$22,059
baseline
▲ 0.50% · 4.625%
HK$23,401
+HK$1,342/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,118/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,092
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,712
−HK$628/mo
Today · 4.125%
HK$24,340
baseline
▲ 0.50% · 4.625%
HK$25,623
+HK$1,283/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,680/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,688
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,518
−HK$844/mo
Today · 4.125%
HK$28,362
baseline
▲ 0.50% · 4.625%
HK$30,087
+HK$1,725/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$56,724/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$185,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,690
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,487
−HK$807/mo
Today · 4.125%
HK$31,294
baseline
▲ 0.50% · 4.625%
HK$32,944
+HK$1,650/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$62,588/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$185,223 · Scale 2, in force from 26 Feb 2026)