LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,271
−HK$9,298/mo
▼ 0.25% · 3.875%
HK$152,883
−HK$4,686/mo
Today · 4.125%
HK$157,569
baseline
▲ 0.50% · 4.625%
HK$167,157
+HK$9,588/mo
Deposit HK$32.51M · loan HK$32.51M · min. income ≈ HK$315,138/mo (50% DSR)
Upfront cash ≈ HK$35.28M (deposit + AVD stamp duty HK$2,763,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,950
−HK$8,912/mo
▼ 0.25% · 3.875%
HK$169,374
−HK$4,488/mo
Today · 4.125%
HK$173,862
baseline
▲ 0.50% · 4.625%
HK$183,026
+HK$9,164/mo
Deposit HK$32.51M · loan HK$32.51M · min. income ≈ HK$347,724/mo (50% DSR)
Upfront cash ≈ HK$35.28M (deposit + AVD stamp duty HK$2,763,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,925
−HK$11,158/mo
▼ 0.25% · 3.875%
HK$183,460
−HK$5,623/mo
Today · 4.125%
HK$189,083
baseline
▲ 0.50% · 4.625%
HK$200,588
+HK$11,505/mo
Deposit HK$26.01M · loan HK$39.01M · min. income ≈ HK$378,166/mo (50% DSR)
Upfront cash ≈ HK$28.77M (deposit + AVD stamp duty HK$2,763,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,940
−HK$10,694/mo
▼ 0.25% · 3.875%
HK$203,249
−HK$5,385/mo
Today · 4.125%
HK$208,634
baseline
▲ 0.50% · 4.625%
HK$219,632
+HK$10,998/mo
Deposit HK$26.01M · loan HK$39.01M · min. income ≈ HK$417,268/mo (50% DSR)
Upfront cash ≈ HK$28.77M (deposit + AVD stamp duty HK$2,763,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,580
−HK$13,017/mo
▼ 0.25% · 3.875%
HK$214,037
−HK$6,560/mo
Today · 4.125%
HK$220,597
baseline
▲ 0.50% · 4.625%
HK$234,019
+HK$13,422/mo
Deposit HK$19.51M · loan HK$45.52M · min. income ≈ HK$441,194/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$2,763,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,930
−HK$12,477/mo
▼ 0.25% · 3.875%
HK$237,124
−HK$6,283/mo
Today · 4.125%
HK$243,407
baseline
▲ 0.50% · 4.625%
HK$256,237
+HK$12,830/mo
Deposit HK$19.51M · loan HK$45.52M · min. income ≈ HK$486,814/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$2,763,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,888
−HK$16,736/mo
▼ 0.25% · 3.875%
HK$275,190
−HK$8,434/mo
Today · 4.125%
HK$283,624
baseline
▲ 0.50% · 4.625%
HK$300,882
+HK$17,258/mo
Deposit HK$6.50M · loan HK$58.52M · min. income ≈ HK$567,248/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,763,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,910
−HK$16,041/mo
▼ 0.25% · 3.875%
HK$304,873
−HK$8,078/mo
Today · 4.125%
HK$312,951
baseline
▲ 0.50% · 4.625%
HK$329,448
+HK$16,497/mo
Deposit HK$6.50M · loan HK$58.52M · min. income ≈ HK$625,902/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,763,516 · Scale 2, in force from 26 Feb 2026)