LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,280
−HK$9,299/mo
▼ 0.25% · 3.875%
HK$152,893
−HK$4,686/mo
Today · 4.125%
HK$157,579
baseline
▲ 0.50% · 4.625%
HK$167,167
+HK$9,588/mo
Deposit HK$32.51M · loan HK$32.51M · min. income ≈ HK$315,158/mo (50% DSR)
Upfront cash ≈ HK$35.28M (deposit + AVD stamp duty HK$2,763,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,960
−HK$8,913/mo
▼ 0.25% · 3.875%
HK$169,384
−HK$4,489/mo
Today · 4.125%
HK$173,873
baseline
▲ 0.50% · 4.625%
HK$183,038
+HK$9,165/mo
Deposit HK$32.51M · loan HK$32.51M · min. income ≈ HK$347,746/mo (50% DSR)
Upfront cash ≈ HK$35.28M (deposit + AVD stamp duty HK$2,763,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,936
−HK$11,158/mo
▼ 0.25% · 3.875%
HK$183,471
−HK$5,623/mo
Today · 4.125%
HK$189,094
baseline
▲ 0.50% · 4.625%
HK$200,600
+HK$11,506/mo
Deposit HK$26.01M · loan HK$39.02M · min. income ≈ HK$378,188/mo (50% DSR)
Upfront cash ≈ HK$28.77M (deposit + AVD stamp duty HK$2,763,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,952
−HK$10,695/mo
▼ 0.25% · 3.875%
HK$203,261
−HK$5,386/mo
Today · 4.125%
HK$208,647
baseline
▲ 0.50% · 4.625%
HK$219,645
+HK$10,998/mo
Deposit HK$26.01M · loan HK$39.02M · min. income ≈ HK$417,294/mo (50% DSR)
Upfront cash ≈ HK$28.77M (deposit + AVD stamp duty HK$2,763,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,592
−HK$13,018/mo
▼ 0.25% · 3.875%
HK$214,050
−HK$6,560/mo
Today · 4.125%
HK$220,610
baseline
▲ 0.50% · 4.625%
HK$234,034
+HK$13,424/mo
Deposit HK$19.51M · loan HK$45.52M · min. income ≈ HK$441,220/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$2,763,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,944
−HK$12,478/mo
▼ 0.25% · 3.875%
HK$237,138
−HK$6,284/mo
Today · 4.125%
HK$243,422
baseline
▲ 0.50% · 4.625%
HK$256,253
+HK$12,831/mo
Deposit HK$19.51M · loan HK$45.52M · min. income ≈ HK$486,844/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$2,763,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,904
−HK$16,738/mo
▼ 0.25% · 3.875%
HK$275,207
−HK$8,435/mo
Today · 4.125%
HK$283,642
baseline
▲ 0.50% · 4.625%
HK$300,901
+HK$17,259/mo
Deposit HK$6.50M · loan HK$58.53M · min. income ≈ HK$567,284/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,763,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,928
−HK$16,043/mo
▼ 0.25% · 3.875%
HK$304,892
−HK$8,079/mo
Today · 4.125%
HK$312,971
baseline
▲ 0.50% · 4.625%
HK$329,468
+HK$16,497/mo
Deposit HK$6.50M · loan HK$58.53M · min. income ≈ HK$625,942/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,763,685 · Scale 2, in force from 26 Feb 2026)