LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,296
−HK$9,300/mo
▼ 0.25% · 3.875%
HK$152,909
−HK$4,687/mo
Today · 4.125%
HK$157,596
baseline
▲ 0.50% · 4.625%
HK$167,185
+HK$9,589/mo
Deposit HK$32.52M · loan HK$32.52M · min. income ≈ HK$315,192/mo (50% DSR)
Upfront cash ≈ HK$35.28M (deposit + AVD stamp duty HK$2,763,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,978
−HK$8,913/mo
▼ 0.25% · 3.875%
HK$169,403
−HK$4,488/mo
Today · 4.125%
HK$173,891
baseline
▲ 0.50% · 4.625%
HK$183,057
+HK$9,166/mo
Deposit HK$32.52M · loan HK$32.52M · min. income ≈ HK$347,782/mo (50% DSR)
Upfront cash ≈ HK$35.28M (deposit + AVD stamp duty HK$2,763,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,955
−HK$11,160/mo
▼ 0.25% · 3.875%
HK$183,491
−HK$5,624/mo
Today · 4.125%
HK$189,115
baseline
▲ 0.50% · 4.625%
HK$200,622
+HK$11,507/mo
Deposit HK$26.01M · loan HK$39.02M · min. income ≈ HK$378,230/mo (50% DSR)
Upfront cash ≈ HK$28.78M (deposit + AVD stamp duty HK$2,763,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,974
−HK$10,695/mo
▼ 0.25% · 3.875%
HK$203,283
−HK$5,386/mo
Today · 4.125%
HK$208,669
baseline
▲ 0.50% · 4.625%
HK$219,669
+HK$11,000/mo
Deposit HK$26.01M · loan HK$39.02M · min. income ≈ HK$417,338/mo (50% DSR)
Upfront cash ≈ HK$28.78M (deposit + AVD stamp duty HK$2,763,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,615
−HK$13,019/mo
▼ 0.25% · 3.875%
HK$214,073
−HK$6,561/mo
Today · 4.125%
HK$220,634
baseline
▲ 0.50% · 4.625%
HK$234,059
+HK$13,425/mo
Deposit HK$19.51M · loan HK$45.52M · min. income ≈ HK$441,268/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$2,763,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,969
−HK$12,479/mo
▼ 0.25% · 3.875%
HK$237,164
−HK$6,284/mo
Today · 4.125%
HK$243,448
baseline
▲ 0.50% · 4.625%
HK$256,280
+HK$12,832/mo
Deposit HK$19.51M · loan HK$45.52M · min. income ≈ HK$486,896/mo (50% DSR)
Upfront cash ≈ HK$22.27M (deposit + AVD stamp duty HK$2,763,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,933
−HK$16,739/mo
▼ 0.25% · 3.875%
HK$275,236
−HK$8,436/mo
Today · 4.125%
HK$283,672
baseline
▲ 0.50% · 4.625%
HK$300,933
+HK$17,261/mo
Deposit HK$6.50M · loan HK$58.53M · min. income ≈ HK$567,344/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,763,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,960
−HK$16,044/mo
▼ 0.25% · 3.875%
HK$304,925
−HK$8,079/mo
Today · 4.125%
HK$313,004
baseline
▲ 0.50% · 4.625%
HK$329,503
+HK$16,499/mo
Deposit HK$6.50M · loan HK$58.53M · min. income ≈ HK$626,008/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,763,981 · Scale 2, in force from 26 Feb 2026)