LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,316
−HK$9,301/mo
▼ 0.25% · 3.875%
HK$152,930
−HK$4,687/mo
Today · 4.125%
HK$157,617
baseline
▲ 0.50% · 4.625%
HK$167,208
+HK$9,591/mo
Deposit HK$32.52M · loan HK$32.52M · min. income ≈ HK$315,234/mo (50% DSR)
Upfront cash ≈ HK$35.29M (deposit + AVD stamp duty HK$2,764,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,001
−HK$8,914/mo
▼ 0.25% · 3.875%
HK$169,426
−HK$4,489/mo
Today · 4.125%
HK$173,915
baseline
▲ 0.50% · 4.625%
HK$183,082
+HK$9,167/mo
Deposit HK$32.52M · loan HK$32.52M · min. income ≈ HK$347,830/mo (50% DSR)
Upfront cash ≈ HK$35.29M (deposit + AVD stamp duty HK$2,764,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,980
−HK$11,161/mo
▼ 0.25% · 3.875%
HK$183,516
−HK$5,625/mo
Today · 4.125%
HK$189,141
baseline
▲ 0.50% · 4.625%
HK$200,649
+HK$11,508/mo
Deposit HK$26.02M · loan HK$39.03M · min. income ≈ HK$378,282/mo (50% DSR)
Upfront cash ≈ HK$28.78M (deposit + AVD stamp duty HK$2,764,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,001
−HK$10,697/mo
▼ 0.25% · 3.875%
HK$203,311
−HK$5,387/mo
Today · 4.125%
HK$208,698
baseline
▲ 0.50% · 4.625%
HK$219,699
+HK$11,001/mo
Deposit HK$26.02M · loan HK$39.03M · min. income ≈ HK$417,396/mo (50% DSR)
Upfront cash ≈ HK$28.78M (deposit + AVD stamp duty HK$2,764,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,643
−HK$13,021/mo
▼ 0.25% · 3.875%
HK$214,102
−HK$6,562/mo
Today · 4.125%
HK$220,664
baseline
▲ 0.50% · 4.625%
HK$234,091
+HK$13,427/mo
Deposit HK$19.51M · loan HK$45.53M · min. income ≈ HK$441,328/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,764,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,001
−HK$12,480/mo
▼ 0.25% · 3.875%
HK$237,196
−HK$6,285/mo
Today · 4.125%
HK$243,481
baseline
▲ 0.50% · 4.625%
HK$256,315
+HK$12,834/mo
Deposit HK$19.51M · loan HK$45.53M · min. income ≈ HK$486,962/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,764,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,970
−HK$16,741/mo
▼ 0.25% · 3.875%
HK$275,274
−HK$8,437/mo
Today · 4.125%
HK$283,711
baseline
▲ 0.50% · 4.625%
HK$300,974
+HK$17,263/mo
Deposit HK$6.50M · loan HK$58.54M · min. income ≈ HK$567,422/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,764,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,001
−HK$16,046/mo
▼ 0.25% · 3.875%
HK$304,967
−HK$8,080/mo
Today · 4.125%
HK$313,047
baseline
▲ 0.50% · 4.625%
HK$329,548
+HK$16,501/mo
Deposit HK$6.50M · loan HK$58.54M · min. income ≈ HK$626,094/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,764,361 · Scale 2, in force from 26 Feb 2026)