LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,331
−HK$9,301/mo
▼ 0.25% · 3.875%
HK$152,945
−HK$4,687/mo
Today · 4.125%
HK$157,632
baseline
▲ 0.50% · 4.625%
HK$167,224
+HK$9,592/mo
Deposit HK$32.52M · loan HK$32.52M · min. income ≈ HK$315,264/mo (50% DSR)
Upfront cash ≈ HK$35.29M (deposit + AVD stamp duty HK$2,764,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,016
−HK$8,916/mo
▼ 0.25% · 3.875%
HK$169,442
−HK$4,490/mo
Today · 4.125%
HK$173,932
baseline
▲ 0.50% · 4.625%
HK$183,100
+HK$9,168/mo
Deposit HK$32.52M · loan HK$32.52M · min. income ≈ HK$347,864/mo (50% DSR)
Upfront cash ≈ HK$35.29M (deposit + AVD stamp duty HK$2,764,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,997
−HK$11,162/mo
▼ 0.25% · 3.875%
HK$183,533
−HK$5,626/mo
Today · 4.125%
HK$189,159
baseline
▲ 0.50% · 4.625%
HK$200,669
+HK$11,510/mo
Deposit HK$26.02M · loan HK$39.03M · min. income ≈ HK$378,318/mo (50% DSR)
Upfront cash ≈ HK$28.78M (deposit + AVD stamp duty HK$2,764,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,020
−HK$10,698/mo
▼ 0.25% · 3.875%
HK$203,330
−HK$5,388/mo
Today · 4.125%
HK$208,718
baseline
▲ 0.50% · 4.625%
HK$219,720
+HK$11,002/mo
Deposit HK$26.02M · loan HK$39.03M · min. income ≈ HK$417,436/mo (50% DSR)
Upfront cash ≈ HK$28.78M (deposit + AVD stamp duty HK$2,764,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,663
−HK$13,022/mo
▼ 0.25% · 3.875%
HK$214,122
−HK$6,563/mo
Today · 4.125%
HK$220,685
baseline
▲ 0.50% · 4.625%
HK$234,113
+HK$13,428/mo
Deposit HK$19.51M · loan HK$45.53M · min. income ≈ HK$441,370/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,764,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,023
−HK$12,481/mo
▼ 0.25% · 3.875%
HK$237,219
−HK$6,285/mo
Today · 4.125%
HK$243,504
baseline
▲ 0.50% · 4.625%
HK$256,340
+HK$12,836/mo
Deposit HK$19.51M · loan HK$45.53M · min. income ≈ HK$487,008/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,764,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,995
−HK$16,743/mo
▼ 0.25% · 3.875%
HK$275,300
−HK$8,438/mo
Today · 4.125%
HK$283,738
baseline
▲ 0.50% · 4.625%
HK$301,003
+HK$17,265/mo
Deposit HK$6.50M · loan HK$58.54M · min. income ≈ HK$567,476/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,764,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,029
−HK$16,048/mo
▼ 0.25% · 3.875%
HK$304,996
−HK$8,081/mo
Today · 4.125%
HK$313,077
baseline
▲ 0.50% · 4.625%
HK$329,580
+HK$16,503/mo
Deposit HK$6.50M · loan HK$58.54M · min. income ≈ HK$626,154/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,764,624 · Scale 2, in force from 26 Feb 2026)