LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,347
−HK$9,303/mo
▼ 0.25% · 3.875%
HK$152,962
−HK$4,688/mo
Today · 4.125%
HK$157,650
baseline
▲ 0.50% · 4.625%
HK$167,243
+HK$9,593/mo
Deposit HK$32.53M · loan HK$32.53M · min. income ≈ HK$315,300/mo (50% DSR)
Upfront cash ≈ HK$35.29M (deposit + AVD stamp duty HK$2,764,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,035
−HK$8,916/mo
▼ 0.25% · 3.875%
HK$169,461
−HK$4,490/mo
Today · 4.125%
HK$173,951
baseline
▲ 0.50% · 4.625%
HK$183,121
+HK$9,170/mo
Deposit HK$32.53M · loan HK$32.53M · min. income ≈ HK$347,902/mo (50% DSR)
Upfront cash ≈ HK$35.29M (deposit + AVD stamp duty HK$2,764,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,017
−HK$11,163/mo
▼ 0.25% · 3.875%
HK$183,554
−HK$5,626/mo
Today · 4.125%
HK$189,180
baseline
▲ 0.50% · 4.625%
HK$200,691
+HK$11,511/mo
Deposit HK$26.02M · loan HK$39.03M · min. income ≈ HK$378,360/mo (50% DSR)
Upfront cash ≈ HK$28.79M (deposit + AVD stamp duty HK$2,764,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,042
−HK$10,700/mo
▼ 0.25% · 3.875%
HK$203,353
−HK$5,389/mo
Today · 4.125%
HK$208,742
baseline
▲ 0.50% · 4.625%
HK$219,745
+HK$11,003/mo
Deposit HK$26.02M · loan HK$39.03M · min. income ≈ HK$417,484/mo (50% DSR)
Upfront cash ≈ HK$28.79M (deposit + AVD stamp duty HK$2,764,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,686
−HK$13,024/mo
▼ 0.25% · 3.875%
HK$214,147
−HK$6,563/mo
Today · 4.125%
HK$220,710
baseline
▲ 0.50% · 4.625%
HK$234,140
+HK$13,430/mo
Deposit HK$19.52M · loan HK$45.54M · min. income ≈ HK$441,420/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,764,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,049
−HK$12,483/mo
▼ 0.25% · 3.875%
HK$237,246
−HK$6,286/mo
Today · 4.125%
HK$243,532
baseline
▲ 0.50% · 4.625%
HK$256,369
+HK$12,837/mo
Deposit HK$19.52M · loan HK$45.54M · min. income ≈ HK$487,064/mo (50% DSR)
Upfront cash ≈ HK$22.28M (deposit + AVD stamp duty HK$2,764,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,025
−HK$16,745/mo
▼ 0.25% · 3.875%
HK$275,331
−HK$8,439/mo
Today · 4.125%
HK$283,770
baseline
▲ 0.50% · 4.625%
HK$301,037
+HK$17,267/mo
Deposit HK$6.51M · loan HK$58.55M · min. income ≈ HK$567,540/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,764,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,063
−HK$16,049/mo
▼ 0.25% · 3.875%
HK$305,030
−HK$8,082/mo
Today · 4.125%
HK$313,112
baseline
▲ 0.50% · 4.625%
HK$329,617
+HK$16,505/mo
Deposit HK$6.51M · loan HK$58.55M · min. income ≈ HK$626,224/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,764,937 · Scale 2, in force from 26 Feb 2026)