LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,835
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,297
−HK$468/mo
Today · 4.125%
HK$15,765
baseline
▲ 0.50% · 4.625%
HK$16,725
+HK$960/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,530/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,504
−HK$892/mo
▼ 0.25% · 3.875%
HK$16,946
−HK$450/mo
Today · 4.125%
HK$17,396
baseline
▲ 0.50% · 4.625%
HK$18,312
+HK$916/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,792/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,802
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,356
−HK$562/mo
Today · 4.125%
HK$18,918
baseline
▲ 0.50% · 4.625%
HK$20,070
+HK$1,152/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,836/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,805
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,336
−HK$539/mo
Today · 4.125%
HK$20,875
baseline
▲ 0.50% · 4.625%
HK$21,975
+HK$1,100/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,750/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,769
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,415
−HK$656/mo
Today · 4.125%
HK$22,071
baseline
▲ 0.50% · 4.625%
HK$23,414
+HK$1,343/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,142/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,105
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,725
−HK$629/mo
Today · 4.125%
HK$24,354
baseline
▲ 0.50% · 4.625%
HK$25,637
+HK$1,283/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,708/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,703
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,534
−HK$844/mo
Today · 4.125%
HK$28,378
baseline
▲ 0.50% · 4.625%
HK$30,104
+HK$1,726/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,756/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$185,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,707
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,504
−HK$808/mo
Today · 4.125%
HK$31,312
baseline
▲ 0.50% · 4.625%
HK$32,962
+HK$1,650/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,624/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$185,588 · Scale 2, in force from 26 Feb 2026)