LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,383
−HK$9,304/mo
▼ 0.25% · 3.875%
HK$152,998
−HK$4,689/mo
Today · 4.125%
HK$157,687
baseline
▲ 0.50% · 4.625%
HK$167,282
+HK$9,595/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$315,374/mo (50% DSR)
Upfront cash ≈ HK$35.30M (deposit + AVD stamp duty HK$2,765,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,074
−HK$8,919/mo
▼ 0.25% · 3.875%
HK$169,501
−HK$4,492/mo
Today · 4.125%
HK$173,993
baseline
▲ 0.50% · 4.625%
HK$183,164
+HK$9,171/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$347,986/mo (50% DSR)
Upfront cash ≈ HK$35.30M (deposit + AVD stamp duty HK$2,765,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,059
−HK$11,166/mo
▼ 0.25% · 3.875%
HK$183,598
−HK$5,627/mo
Today · 4.125%
HK$189,225
baseline
▲ 0.50% · 4.625%
HK$200,739
+HK$11,514/mo
Deposit HK$26.03M · loan HK$39.04M · min. income ≈ HK$378,450/mo (50% DSR)
Upfront cash ≈ HK$28.79M (deposit + AVD stamp duty HK$2,765,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,089
−HK$10,702/mo
▼ 0.25% · 3.875%
HK$203,402
−HK$5,389/mo
Today · 4.125%
HK$208,791
baseline
▲ 0.50% · 4.625%
HK$219,797
+HK$11,006/mo
Deposit HK$26.03M · loan HK$39.04M · min. income ≈ HK$417,582/mo (50% DSR)
Upfront cash ≈ HK$28.79M (deposit + AVD stamp duty HK$2,765,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,736
−HK$13,026/mo
▼ 0.25% · 3.875%
HK$214,197
−HK$6,565/mo
Today · 4.125%
HK$220,762
baseline
▲ 0.50% · 4.625%
HK$234,195
+HK$13,433/mo
Deposit HK$19.52M · loan HK$45.55M · min. income ≈ HK$441,524/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,765,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,104
−HK$12,486/mo
▼ 0.25% · 3.875%
HK$237,302
−HK$6,288/mo
Today · 4.125%
HK$243,590
baseline
▲ 0.50% · 4.625%
HK$256,430
+HK$12,840/mo
Deposit HK$19.52M · loan HK$45.55M · min. income ≈ HK$487,180/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,765,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,089
−HK$16,748/mo
▼ 0.25% · 3.875%
HK$275,397
−HK$8,440/mo
Today · 4.125%
HK$283,837
baseline
▲ 0.50% · 4.625%
HK$301,108
+HK$17,271/mo
Deposit HK$6.51M · loan HK$58.57M · min. income ≈ HK$567,674/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,765,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,133
−HK$16,054/mo
▼ 0.25% · 3.875%
HK$305,102
−HK$8,085/mo
Today · 4.125%
HK$313,187
baseline
▲ 0.50% · 4.625%
HK$329,695
+HK$16,508/mo
Deposit HK$6.51M · loan HK$58.57M · min. income ≈ HK$626,374/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,765,593 · Scale 2, in force from 26 Feb 2026)