LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,839
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,300
−HK$469/mo
Today · 4.125%
HK$15,769
baseline
▲ 0.50% · 4.625%
HK$16,729
+HK$960/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,538/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,508
−HK$892/mo
▼ 0.25% · 3.875%
HK$16,950
−HK$450/mo
Today · 4.125%
HK$17,400
baseline
▲ 0.50% · 4.625%
HK$18,317
+HK$917/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,800/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,806
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,360
−HK$563/mo
Today · 4.125%
HK$18,923
baseline
▲ 0.50% · 4.625%
HK$20,074
+HK$1,151/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,846/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,809
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,340
−HK$539/mo
Today · 4.125%
HK$20,879
baseline
▲ 0.50% · 4.625%
HK$21,980
+HK$1,101/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,758/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,774
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,420
−HK$657/mo
Today · 4.125%
HK$22,077
baseline
▲ 0.50% · 4.625%
HK$23,420
+HK$1,343/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,154/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,111
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,731
−HK$628/mo
Today · 4.125%
HK$24,359
baseline
▲ 0.50% · 4.625%
HK$25,643
+HK$1,284/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,718/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,709
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,540
−HK$844/mo
Today · 4.125%
HK$28,384
baseline
▲ 0.50% · 4.625%
HK$30,111
+HK$1,727/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,768/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$185,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,714
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,511
−HK$808/mo
Today · 4.125%
HK$31,319
baseline
▲ 0.50% · 4.625%
HK$32,970
+HK$1,651/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,638/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$185,739 · Scale 2, in force from 26 Feb 2026)