LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,389
−HK$9,305/mo
▼ 0.25% · 3.875%
HK$153,005
−HK$4,689/mo
Today · 4.125%
HK$157,694
baseline
▲ 0.50% · 4.625%
HK$167,290
+HK$9,596/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$315,388/mo (50% DSR)
Upfront cash ≈ HK$35.30M (deposit + AVD stamp duty HK$2,765,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,081
−HK$8,919/mo
▼ 0.25% · 3.875%
HK$169,509
−HK$4,491/mo
Today · 4.125%
HK$174,000
baseline
▲ 0.50% · 4.625%
HK$183,172
+HK$9,172/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$348,000/mo (50% DSR)
Upfront cash ≈ HK$35.30M (deposit + AVD stamp duty HK$2,765,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,067
−HK$11,166/mo
▼ 0.25% · 3.875%
HK$183,606
−HK$5,627/mo
Today · 4.125%
HK$189,233
baseline
▲ 0.50% · 4.625%
HK$200,748
+HK$11,515/mo
Deposit HK$26.03M · loan HK$39.05M · min. income ≈ HK$378,466/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,765,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,098
−HK$10,702/mo
▼ 0.25% · 3.875%
HK$203,411
−HK$5,389/mo
Today · 4.125%
HK$208,800
baseline
▲ 0.50% · 4.625%
HK$219,806
+HK$11,006/mo
Deposit HK$26.03M · loan HK$39.05M · min. income ≈ HK$417,600/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,765,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,745
−HK$13,027/mo
▼ 0.25% · 3.875%
HK$214,207
−HK$6,565/mo
Today · 4.125%
HK$220,772
baseline
▲ 0.50% · 4.625%
HK$234,206
+HK$13,434/mo
Deposit HK$19.52M · loan HK$45.55M · min. income ≈ HK$441,544/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,765,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,114
−HK$12,486/mo
▼ 0.25% · 3.875%
HK$237,312
−HK$6,288/mo
Today · 4.125%
HK$243,600
baseline
▲ 0.50% · 4.625%
HK$256,441
+HK$12,841/mo
Deposit HK$19.52M · loan HK$45.55M · min. income ≈ HK$487,200/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,765,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,100
−HK$16,750/mo
▼ 0.25% · 3.875%
HK$275,409
−HK$8,441/mo
Today · 4.125%
HK$283,850
baseline
▲ 0.50% · 4.625%
HK$301,122
+HK$17,272/mo
Deposit HK$6.51M · loan HK$58.57M · min. income ≈ HK$567,700/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,765,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,147
−HK$16,053/mo
▼ 0.25% · 3.875%
HK$305,116
−HK$8,084/mo
Today · 4.125%
HK$313,200
baseline
▲ 0.50% · 4.625%
HK$329,710
+HK$16,510/mo
Deposit HK$6.51M · loan HK$58.57M · min. income ≈ HK$626,400/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,765,715 · Scale 2, in force from 26 Feb 2026)