LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,393
−HK$9,305/mo
▼ 0.25% · 3.875%
HK$153,008
−HK$4,690/mo
Today · 4.125%
HK$157,698
baseline
▲ 0.50% · 4.625%
HK$167,294
+HK$9,596/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$315,396/mo (50% DSR)
Upfront cash ≈ HK$35.30M (deposit + AVD stamp duty HK$2,765,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,085
−HK$8,919/mo
▼ 0.25% · 3.875%
HK$169,513
−HK$4,491/mo
Today · 4.125%
HK$174,004
baseline
▲ 0.50% · 4.625%
HK$183,176
+HK$9,172/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$348,008/mo (50% DSR)
Upfront cash ≈ HK$35.30M (deposit + AVD stamp duty HK$2,765,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,071
−HK$11,167/mo
▼ 0.25% · 3.875%
HK$183,610
−HK$5,628/mo
Today · 4.125%
HK$189,238
baseline
▲ 0.50% · 4.625%
HK$200,752
+HK$11,514/mo
Deposit HK$26.03M · loan HK$39.05M · min. income ≈ HK$378,476/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,765,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,102
−HK$10,703/mo
▼ 0.25% · 3.875%
HK$203,415
−HK$5,390/mo
Today · 4.125%
HK$208,805
baseline
▲ 0.50% · 4.625%
HK$219,812
+HK$11,007/mo
Deposit HK$26.03M · loan HK$39.05M · min. income ≈ HK$417,610/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,765,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,750
−HK$13,027/mo
▼ 0.25% · 3.875%
HK$214,212
−HK$6,565/mo
Today · 4.125%
HK$220,777
baseline
▲ 0.50% · 4.625%
HK$234,211
+HK$13,434/mo
Deposit HK$19.52M · loan HK$45.55M · min. income ≈ HK$441,554/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,765,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,119
−HK$12,487/mo
▼ 0.25% · 3.875%
HK$237,318
−HK$6,288/mo
Today · 4.125%
HK$243,606
baseline
▲ 0.50% · 4.625%
HK$256,447
+HK$12,841/mo
Deposit HK$19.52M · loan HK$45.55M · min. income ≈ HK$487,212/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,765,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,107
−HK$16,750/mo
▼ 0.25% · 3.875%
HK$275,415
−HK$8,442/mo
Today · 4.125%
HK$283,857
baseline
▲ 0.50% · 4.625%
HK$301,129
+HK$17,272/mo
Deposit HK$6.51M · loan HK$58.57M · min. income ≈ HK$567,714/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,765,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,153
−HK$16,055/mo
▼ 0.25% · 3.875%
HK$305,123
−HK$8,085/mo
Today · 4.125%
HK$313,208
baseline
▲ 0.50% · 4.625%
HK$329,717
+HK$16,509/mo
Deposit HK$6.51M · loan HK$58.57M · min. income ≈ HK$626,416/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,765,779 · Scale 2, in force from 26 Feb 2026)