LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,399
−HK$9,306/mo
▼ 0.25% · 3.875%
HK$153,016
−HK$4,689/mo
Today · 4.125%
HK$157,705
baseline
▲ 0.50% · 4.625%
HK$167,301
+HK$9,596/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$315,410/mo (50% DSR)
Upfront cash ≈ HK$35.31M (deposit + AVD stamp duty HK$2,765,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,093
−HK$8,919/mo
▼ 0.25% · 3.875%
HK$169,521
−HK$4,491/mo
Today · 4.125%
HK$174,012
baseline
▲ 0.50% · 4.625%
HK$183,185
+HK$9,173/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$348,024/mo (50% DSR)
Upfront cash ≈ HK$35.31M (deposit + AVD stamp duty HK$2,765,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,079
−HK$11,168/mo
▼ 0.25% · 3.875%
HK$183,619
−HK$5,628/mo
Today · 4.125%
HK$189,247
baseline
▲ 0.50% · 4.625%
HK$200,762
+HK$11,515/mo
Deposit HK$26.03M · loan HK$39.05M · min. income ≈ HK$378,494/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,765,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,112
−HK$10,703/mo
▼ 0.25% · 3.875%
HK$203,425
−HK$5,390/mo
Today · 4.125%
HK$208,815
baseline
▲ 0.50% · 4.625%
HK$219,822
+HK$11,007/mo
Deposit HK$26.03M · loan HK$39.05M · min. income ≈ HK$417,630/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,765,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,759
−HK$13,029/mo
▼ 0.25% · 3.875%
HK$214,222
−HK$6,566/mo
Today · 4.125%
HK$220,788
baseline
▲ 0.50% · 4.625%
HK$234,222
+HK$13,434/mo
Deposit HK$19.52M · loan HK$45.56M · min. income ≈ HK$441,576/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,765,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,130
−HK$12,487/mo
▼ 0.25% · 3.875%
HK$237,329
−HK$6,288/mo
Today · 4.125%
HK$243,617
baseline
▲ 0.50% · 4.625%
HK$256,459
+HK$12,842/mo
Deposit HK$19.52M · loan HK$45.56M · min. income ≈ HK$487,234/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,765,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,119
−HK$16,751/mo
▼ 0.25% · 3.875%
HK$275,428
−HK$8,442/mo
Today · 4.125%
HK$283,870
baseline
▲ 0.50% · 4.625%
HK$301,143
+HK$17,273/mo
Deposit HK$6.51M · loan HK$58.57M · min. income ≈ HK$567,740/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,765,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,167
−HK$16,055/mo
▼ 0.25% · 3.875%
HK$305,137
−HK$8,085/mo
Today · 4.125%
HK$313,222
baseline
▲ 0.50% · 4.625%
HK$329,733
+HK$16,511/mo
Deposit HK$6.51M · loan HK$58.57M · min. income ≈ HK$626,444/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,765,908 · Scale 2, in force from 26 Feb 2026)