LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,403
−HK$9,306/mo
▼ 0.25% · 3.875%
HK$153,019
−HK$4,690/mo
Today · 4.125%
HK$157,709
baseline
▲ 0.50% · 4.625%
HK$167,306
+HK$9,597/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$315,418/mo (50% DSR)
Upfront cash ≈ HK$35.31M (deposit + AVD stamp duty HK$2,765,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,097
−HK$8,920/mo
▼ 0.25% · 3.875%
HK$169,525
−HK$4,492/mo
Today · 4.125%
HK$174,017
baseline
▲ 0.50% · 4.625%
HK$183,189
+HK$9,172/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$348,034/mo (50% DSR)
Upfront cash ≈ HK$35.31M (deposit + AVD stamp duty HK$2,765,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,084
−HK$11,167/mo
▼ 0.25% · 3.875%
HK$183,623
−HK$5,628/mo
Today · 4.125%
HK$189,251
baseline
▲ 0.50% · 4.625%
HK$200,767
+HK$11,516/mo
Deposit HK$26.03M · loan HK$39.05M · min. income ≈ HK$378,502/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,765,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,117
−HK$10,703/mo
▼ 0.25% · 3.875%
HK$203,430
−HK$5,390/mo
Today · 4.125%
HK$208,820
baseline
▲ 0.50% · 4.625%
HK$219,827
+HK$11,007/mo
Deposit HK$26.03M · loan HK$39.05M · min. income ≈ HK$417,640/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,765,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,765
−HK$13,028/mo
▼ 0.25% · 3.875%
HK$214,227
−HK$6,566/mo
Today · 4.125%
HK$220,793
baseline
▲ 0.50% · 4.625%
HK$234,228
+HK$13,435/mo
Deposit HK$19.52M · loan HK$45.56M · min. income ≈ HK$441,586/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,765,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,136
−HK$12,487/mo
▼ 0.25% · 3.875%
HK$237,335
−HK$6,288/mo
Today · 4.125%
HK$243,623
baseline
▲ 0.50% · 4.625%
HK$256,465
+HK$12,842/mo
Deposit HK$19.52M · loan HK$45.56M · min. income ≈ HK$487,246/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,765,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,126
−HK$16,751/mo
▼ 0.25% · 3.875%
HK$275,435
−HK$8,442/mo
Today · 4.125%
HK$283,877
baseline
▲ 0.50% · 4.625%
HK$301,150
+HK$17,273/mo
Deposit HK$6.51M · loan HK$58.57M · min. income ≈ HK$567,754/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,765,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,175
−HK$16,055/mo
▼ 0.25% · 3.875%
HK$305,145
−HK$8,085/mo
Today · 4.125%
HK$313,230
baseline
▲ 0.50% · 4.625%
HK$329,741
+HK$16,511/mo
Deposit HK$6.51M · loan HK$58.57M · min. income ≈ HK$626,460/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,765,977 · Scale 2, in force from 26 Feb 2026)