LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,412
−HK$9,306/mo
▼ 0.25% · 3.875%
HK$153,028
−HK$4,690/mo
Today · 4.125%
HK$157,718
baseline
▲ 0.50% · 4.625%
HK$167,315
+HK$9,597/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$315,436/mo (50% DSR)
Upfront cash ≈ HK$35.31M (deposit + AVD stamp duty HK$2,766,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,107
−HK$8,920/mo
▼ 0.25% · 3.875%
HK$169,535
−HK$4,492/mo
Today · 4.125%
HK$174,027
baseline
▲ 0.50% · 4.625%
HK$183,200
+HK$9,173/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$348,054/mo (50% DSR)
Upfront cash ≈ HK$35.31M (deposit + AVD stamp duty HK$2,766,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,094
−HK$11,168/mo
▼ 0.25% · 3.875%
HK$183,634
−HK$5,628/mo
Today · 4.125%
HK$189,262
baseline
▲ 0.50% · 4.625%
HK$200,778
+HK$11,516/mo
Deposit HK$26.03M · loan HK$39.05M · min. income ≈ HK$378,524/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,766,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,128
−HK$10,704/mo
▼ 0.25% · 3.875%
HK$203,442
−HK$5,390/mo
Today · 4.125%
HK$208,832
baseline
▲ 0.50% · 4.625%
HK$219,840
+HK$11,008/mo
Deposit HK$26.03M · loan HK$39.05M · min. income ≈ HK$417,664/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,766,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,776
−HK$13,030/mo
▼ 0.25% · 3.875%
HK$214,239
−HK$6,567/mo
Today · 4.125%
HK$220,806
baseline
▲ 0.50% · 4.625%
HK$234,241
+HK$13,435/mo
Deposit HK$19.53M · loan HK$45.56M · min. income ≈ HK$441,612/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,766,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,149
−HK$12,488/mo
▼ 0.25% · 3.875%
HK$237,348
−HK$6,289/mo
Today · 4.125%
HK$243,637
baseline
▲ 0.50% · 4.625%
HK$256,480
+HK$12,843/mo
Deposit HK$19.53M · loan HK$45.56M · min. income ≈ HK$487,274/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,766,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,141
−HK$16,752/mo
▼ 0.25% · 3.875%
HK$275,451
−HK$8,442/mo
Today · 4.125%
HK$283,893
baseline
▲ 0.50% · 4.625%
HK$301,167
+HK$17,274/mo
Deposit HK$6.51M · loan HK$58.58M · min. income ≈ HK$567,786/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,766,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,192
−HK$16,056/mo
▼ 0.25% · 3.875%
HK$305,162
−HK$8,086/mo
Today · 4.125%
HK$313,248
baseline
▲ 0.50% · 4.625%
HK$329,760
+HK$16,512/mo
Deposit HK$6.51M · loan HK$58.58M · min. income ≈ HK$626,496/mo (50% DSR)
Upfront cash ≈ HK$9.27M (deposit + AVD stamp duty HK$2,766,136 · Scale 2, in force from 26 Feb 2026)