LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,420
−HK$9,308/mo
▼ 0.25% · 3.875%
HK$153,037
−HK$4,691/mo
Today · 4.125%
HK$157,728
baseline
▲ 0.50% · 4.625%
HK$167,325
+HK$9,597/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$315,456/mo (50% DSR)
Upfront cash ≈ HK$35.31M (deposit + AVD stamp duty HK$2,766,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,116
−HK$8,921/mo
▼ 0.25% · 3.875%
HK$169,545
−HK$4,492/mo
Today · 4.125%
HK$174,037
baseline
▲ 0.50% · 4.625%
HK$183,211
+HK$9,174/mo
Deposit HK$32.54M · loan HK$32.54M · min. income ≈ HK$348,074/mo (50% DSR)
Upfront cash ≈ HK$35.31M (deposit + AVD stamp duty HK$2,766,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,105
−HK$11,168/mo
▼ 0.25% · 3.875%
HK$183,645
−HK$5,628/mo
Today · 4.125%
HK$189,273
baseline
▲ 0.50% · 4.625%
HK$200,790
+HK$11,517/mo
Deposit HK$26.04M · loan HK$39.05M · min. income ≈ HK$378,546/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,766,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,140
−HK$10,704/mo
▼ 0.25% · 3.875%
HK$203,454
−HK$5,390/mo
Today · 4.125%
HK$208,844
baseline
▲ 0.50% · 4.625%
HK$219,853
+HK$11,009/mo
Deposit HK$26.04M · loan HK$39.05M · min. income ≈ HK$417,688/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,766,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,789
−HK$13,030/mo
▼ 0.25% · 3.875%
HK$214,252
−HK$6,567/mo
Today · 4.125%
HK$220,819
baseline
▲ 0.50% · 4.625%
HK$234,255
+HK$13,436/mo
Deposit HK$19.53M · loan HK$45.56M · min. income ≈ HK$441,638/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,766,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,163
−HK$12,489/mo
▼ 0.25% · 3.875%
HK$237,362
−HK$6,290/mo
Today · 4.125%
HK$243,652
baseline
▲ 0.50% · 4.625%
HK$256,495
+HK$12,843/mo
Deposit HK$19.53M · loan HK$45.56M · min. income ≈ HK$487,304/mo (50% DSR)
Upfront cash ≈ HK$22.29M (deposit + AVD stamp duty HK$2,766,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,157
−HK$16,753/mo
▼ 0.25% · 3.875%
HK$275,467
−HK$8,443/mo
Today · 4.125%
HK$283,910
baseline
▲ 0.50% · 4.625%
HK$301,185
+HK$17,275/mo
Deposit HK$6.51M · loan HK$58.58M · min. income ≈ HK$567,820/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,766,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,209
−HK$16,058/mo
▼ 0.25% · 3.875%
HK$305,180
−HK$8,087/mo
Today · 4.125%
HK$313,267
baseline
▲ 0.50% · 4.625%
HK$329,779
+HK$16,512/mo
Deposit HK$6.51M · loan HK$58.58M · min. income ≈ HK$626,534/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,766,299 · Scale 2, in force from 26 Feb 2026)