LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,441
−HK$9,309/mo
▼ 0.25% · 3.875%
HK$153,059
−HK$4,691/mo
Today · 4.125%
HK$157,750
baseline
▲ 0.50% · 4.625%
HK$167,349
+HK$9,599/mo
Deposit HK$32.55M · loan HK$32.55M · min. income ≈ HK$315,500/mo (50% DSR)
Upfront cash ≈ HK$35.32M (deposit + AVD stamp duty HK$2,766,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,140
−HK$8,922/mo
▼ 0.25% · 3.875%
HK$169,569
−HK$4,493/mo
Today · 4.125%
HK$174,062
baseline
▲ 0.50% · 4.625%
HK$183,237
+HK$9,175/mo
Deposit HK$32.55M · loan HK$32.55M · min. income ≈ HK$348,124/mo (50% DSR)
Upfront cash ≈ HK$35.32M (deposit + AVD stamp duty HK$2,766,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,130
−HK$11,170/mo
▼ 0.25% · 3.875%
HK$183,671
−HK$5,629/mo
Today · 4.125%
HK$189,300
baseline
▲ 0.50% · 4.625%
HK$200,818
+HK$11,518/mo
Deposit HK$26.04M · loan HK$39.06M · min. income ≈ HK$378,600/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$2,766,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,168
−HK$10,706/mo
▼ 0.25% · 3.875%
HK$203,482
−HK$5,392/mo
Today · 4.125%
HK$208,874
baseline
▲ 0.50% · 4.625%
HK$219,884
+HK$11,010/mo
Deposit HK$26.04M · loan HK$39.06M · min. income ≈ HK$417,748/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$2,766,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,818
−HK$13,032/mo
▼ 0.25% · 3.875%
HK$214,282
−HK$6,568/mo
Today · 4.125%
HK$220,850
baseline
▲ 0.50% · 4.625%
HK$234,288
+HK$13,438/mo
Deposit HK$19.53M · loan HK$45.57M · min. income ≈ HK$441,700/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,766,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,195
−HK$12,491/mo
▼ 0.25% · 3.875%
HK$237,396
−HK$6,290/mo
Today · 4.125%
HK$243,686
baseline
▲ 0.50% · 4.625%
HK$256,531
+HK$12,845/mo
Deposit HK$19.53M · loan HK$45.57M · min. income ≈ HK$487,372/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,766,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,195
−HK$16,755/mo
▼ 0.25% · 3.875%
HK$275,506
−HK$8,444/mo
Today · 4.125%
HK$283,950
baseline
▲ 0.50% · 4.625%
HK$301,228
+HK$17,278/mo
Deposit HK$6.51M · loan HK$58.59M · min. income ≈ HK$567,900/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,766,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,251
−HK$16,060/mo
▼ 0.25% · 3.875%
HK$305,223
−HK$8,088/mo
Today · 4.125%
HK$313,311
baseline
▲ 0.50% · 4.625%
HK$329,826
+HK$16,515/mo
Deposit HK$6.51M · loan HK$58.59M · min. income ≈ HK$626,622/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,766,690 · Scale 2, in force from 26 Feb 2026)