LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,472
−HK$9,310/mo
▼ 0.25% · 3.875%
HK$153,090
−HK$4,692/mo
Today · 4.125%
HK$157,782
baseline
▲ 0.50% · 4.625%
HK$167,383
+HK$9,601/mo
Deposit HK$32.56M · loan HK$32.56M · min. income ≈ HK$315,564/mo (50% DSR)
Upfront cash ≈ HK$35.32M (deposit + AVD stamp duty HK$2,767,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,174
−HK$8,923/mo
▼ 0.25% · 3.875%
HK$169,603
−HK$4,494/mo
Today · 4.125%
HK$174,097
baseline
▲ 0.50% · 4.625%
HK$183,274
+HK$9,177/mo
Deposit HK$32.56M · loan HK$32.56M · min. income ≈ HK$348,194/mo (50% DSR)
Upfront cash ≈ HK$35.32M (deposit + AVD stamp duty HK$2,767,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,166
−HK$11,173/mo
▼ 0.25% · 3.875%
HK$183,708
−HK$5,631/mo
Today · 4.125%
HK$189,339
baseline
▲ 0.50% · 4.625%
HK$200,860
+HK$11,521/mo
Deposit HK$26.04M · loan HK$39.07M · min. income ≈ HK$378,678/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$2,767,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,208
−HK$10,709/mo
▼ 0.25% · 3.875%
HK$203,524
−HK$5,393/mo
Today · 4.125%
HK$208,917
baseline
▲ 0.50% · 4.625%
HK$219,929
+HK$11,012/mo
Deposit HK$26.04M · loan HK$39.07M · min. income ≈ HK$417,834/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$2,767,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,861
−HK$13,034/mo
▼ 0.25% · 3.875%
HK$214,326
−HK$6,569/mo
Today · 4.125%
HK$220,895
baseline
▲ 0.50% · 4.625%
HK$234,336
+HK$13,441/mo
Deposit HK$19.53M · loan HK$45.58M · min. income ≈ HK$441,790/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,767,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,243
−HK$12,493/mo
▼ 0.25% · 3.875%
HK$237,445
−HK$6,291/mo
Today · 4.125%
HK$243,736
baseline
▲ 0.50% · 4.625%
HK$256,584
+HK$12,848/mo
Deposit HK$19.53M · loan HK$45.58M · min. income ≈ HK$487,472/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,767,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,249
−HK$16,759/mo
▼ 0.25% · 3.875%
HK$275,562
−HK$8,446/mo
Today · 4.125%
HK$284,008
baseline
▲ 0.50% · 4.625%
HK$301,290
+HK$17,282/mo
Deposit HK$6.51M · loan HK$58.60M · min. income ≈ HK$568,016/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,767,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,312
−HK$16,063/mo
▼ 0.25% · 3.875%
HK$305,286
−HK$8,089/mo
Today · 4.125%
HK$313,375
baseline
▲ 0.50% · 4.625%
HK$329,894
+HK$16,519/mo
Deposit HK$6.51M · loan HK$58.60M · min. income ≈ HK$626,750/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,767,258 · Scale 2, in force from 26 Feb 2026)