LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,475
−HK$9,310/mo
▼ 0.25% · 3.875%
HK$153,093
−HK$4,692/mo
Today · 4.125%
HK$157,785
baseline
▲ 0.50% · 4.625%
HK$167,386
+HK$9,601/mo
Deposit HK$32.56M · loan HK$32.56M · min. income ≈ HK$315,570/mo (50% DSR)
Upfront cash ≈ HK$35.32M (deposit + AVD stamp duty HK$2,767,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,177
−HK$8,924/mo
▼ 0.25% · 3.875%
HK$169,606
−HK$4,495/mo
Today · 4.125%
HK$174,101
baseline
▲ 0.50% · 4.625%
HK$183,278
+HK$9,177/mo
Deposit HK$32.56M · loan HK$32.56M · min. income ≈ HK$348,202/mo (50% DSR)
Upfront cash ≈ HK$35.32M (deposit + AVD stamp duty HK$2,767,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,170
−HK$11,172/mo
▼ 0.25% · 3.875%
HK$183,712
−HK$5,630/mo
Today · 4.125%
HK$189,342
baseline
▲ 0.50% · 4.625%
HK$200,863
+HK$11,521/mo
Deposit HK$26.05M · loan HK$39.07M · min. income ≈ HK$378,684/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$2,767,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,212
−HK$10,709/mo
▼ 0.25% · 3.875%
HK$203,528
−HK$5,393/mo
Today · 4.125%
HK$208,921
baseline
▲ 0.50% · 4.625%
HK$219,933
+HK$11,012/mo
Deposit HK$26.05M · loan HK$39.07M · min. income ≈ HK$417,842/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$2,767,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,865
−HK$13,034/mo
▼ 0.25% · 3.875%
HK$214,330
−HK$6,569/mo
Today · 4.125%
HK$220,899
baseline
▲ 0.50% · 4.625%
HK$234,341
+HK$13,442/mo
Deposit HK$19.53M · loan HK$45.58M · min. income ≈ HK$441,798/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,767,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,247
−HK$12,494/mo
▼ 0.25% · 3.875%
HK$237,449
−HK$6,292/mo
Today · 4.125%
HK$243,741
baseline
▲ 0.50% · 4.625%
HK$256,589
+HK$12,848/mo
Deposit HK$19.53M · loan HK$45.58M · min. income ≈ HK$487,482/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$2,767,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,254
−HK$16,760/mo
▼ 0.25% · 3.875%
HK$275,567
−HK$8,447/mo
Today · 4.125%
HK$284,014
baseline
▲ 0.50% · 4.625%
HK$301,295
+HK$17,281/mo
Deposit HK$6.51M · loan HK$58.60M · min. income ≈ HK$568,028/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,767,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,318
−HK$16,063/mo
▼ 0.25% · 3.875%
HK$305,292
−HK$8,089/mo
Today · 4.125%
HK$313,381
baseline
▲ 0.50% · 4.625%
HK$329,900
+HK$16,519/mo
Deposit HK$6.51M · loan HK$58.60M · min. income ≈ HK$626,762/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,767,309 · Scale 2, in force from 26 Feb 2026)