LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,849
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,311
−HK$469/mo
Today · 4.125%
HK$15,780
baseline
▲ 0.50% · 4.625%
HK$16,740
+HK$960/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,560/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,519
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,962
−HK$450/mo
Today · 4.125%
HK$17,412
baseline
▲ 0.50% · 4.625%
HK$18,330
+HK$918/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,824/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,819
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,373
−HK$563/mo
Today · 4.125%
HK$18,936
baseline
▲ 0.50% · 4.625%
HK$20,088
+HK$1,152/mo
Deposit HK$2.60M · loan HK$3.91M · min. income ≈ HK$37,872/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,823
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,355
−HK$539/mo
Today · 4.125%
HK$20,894
baseline
▲ 0.50% · 4.625%
HK$21,996
+HK$1,102/mo
Deposit HK$2.60M · loan HK$3.91M · min. income ≈ HK$41,788/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,789
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,435
−HK$657/mo
Today · 4.125%
HK$22,092
baseline
▲ 0.50% · 4.625%
HK$23,436
+HK$1,344/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,184/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,127
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,747
−HK$630/mo
Today · 4.125%
HK$24,377
baseline
▲ 0.50% · 4.625%
HK$25,661
+HK$1,284/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,754/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,728
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,560
−HK$844/mo
Today · 4.125%
HK$28,404
baseline
▲ 0.50% · 4.625%
HK$30,133
+HK$1,729/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,808/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$186,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,735
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,532
−HK$809/mo
Today · 4.125%
HK$31,341
baseline
▲ 0.50% · 4.625%
HK$32,993
+HK$1,652/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,682/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$186,198 · Scale 2, in force from 26 Feb 2026)