LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,521
−HK$9,314/mo
▼ 0.25% · 3.875%
HK$153,141
−HK$4,694/mo
Today · 4.125%
HK$157,835
baseline
▲ 0.50% · 4.625%
HK$167,439
+HK$9,604/mo
Deposit HK$32.57M · loan HK$32.57M · min. income ≈ HK$315,670/mo (50% DSR)
Upfront cash ≈ HK$35.33M (deposit + AVD stamp duty HK$2,768,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,228
−HK$8,927/mo
▼ 0.25% · 3.875%
HK$169,660
−HK$4,495/mo
Today · 4.125%
HK$174,155
baseline
▲ 0.50% · 4.625%
HK$183,335
+HK$9,180/mo
Deposit HK$32.57M · loan HK$32.57M · min. income ≈ HK$348,310/mo (50% DSR)
Upfront cash ≈ HK$35.33M (deposit + AVD stamp duty HK$2,768,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,225
−HK$11,177/mo
▼ 0.25% · 3.875%
HK$183,769
−HK$5,633/mo
Today · 4.125%
HK$189,402
baseline
▲ 0.50% · 4.625%
HK$200,926
+HK$11,524/mo
Deposit HK$26.05M · loan HK$39.08M · min. income ≈ HK$378,804/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,768,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,274
−HK$10,712/mo
▼ 0.25% · 3.875%
HK$203,591
−HK$5,395/mo
Today · 4.125%
HK$208,986
baseline
▲ 0.50% · 4.625%
HK$220,002
+HK$11,016/mo
Deposit HK$26.05M · loan HK$39.08M · min. income ≈ HK$417,972/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,768,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,930
−HK$13,039/mo
▼ 0.25% · 3.875%
HK$214,397
−HK$6,572/mo
Today · 4.125%
HK$220,969
baseline
▲ 0.50% · 4.625%
HK$234,414
+HK$13,445/mo
Deposit HK$19.54M · loan HK$45.59M · min. income ≈ HK$441,938/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,768,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,319
−HK$12,498/mo
▼ 0.25% · 3.875%
HK$237,523
−HK$6,294/mo
Today · 4.125%
HK$243,817
baseline
▲ 0.50% · 4.625%
HK$256,669
+HK$12,852/mo
Deposit HK$19.54M · loan HK$45.59M · min. income ≈ HK$487,634/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,768,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,338
−HK$16,764/mo
▼ 0.25% · 3.875%
HK$275,654
−HK$8,448/mo
Today · 4.125%
HK$284,102
baseline
▲ 0.50% · 4.625%
HK$301,389
+HK$17,287/mo
Deposit HK$6.51M · loan HK$58.62M · min. income ≈ HK$568,204/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,768,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,411
−HK$16,068/mo
▼ 0.25% · 3.875%
HK$305,387
−HK$8,092/mo
Today · 4.125%
HK$313,479
baseline
▲ 0.50% · 4.625%
HK$330,003
+HK$16,524/mo
Deposit HK$6.51M · loan HK$58.62M · min. income ≈ HK$626,958/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,768,174 · Scale 2, in force from 26 Feb 2026)