LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,524
−HK$9,314/mo
▼ 0.25% · 3.875%
HK$153,144
−HK$4,694/mo
Today · 4.125%
HK$157,838
baseline
▲ 0.50% · 4.625%
HK$167,442
+HK$9,604/mo
Deposit HK$32.57M · loan HK$32.57M · min. income ≈ HK$315,676/mo (50% DSR)
Upfront cash ≈ HK$35.34M (deposit + AVD stamp duty HK$2,768,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,232
−HK$8,927/mo
▼ 0.25% · 3.875%
HK$169,663
−HK$4,496/mo
Today · 4.125%
HK$174,159
baseline
▲ 0.50% · 4.625%
HK$183,339
+HK$9,180/mo
Deposit HK$32.57M · loan HK$32.57M · min. income ≈ HK$348,318/mo (50% DSR)
Upfront cash ≈ HK$35.34M (deposit + AVD stamp duty HK$2,768,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,229
−HK$11,176/mo
▼ 0.25% · 3.875%
HK$183,773
−HK$5,632/mo
Today · 4.125%
HK$189,405
baseline
▲ 0.50% · 4.625%
HK$200,930
+HK$11,525/mo
Deposit HK$26.05M · loan HK$39.08M · min. income ≈ HK$378,810/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,768,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,278
−HK$10,712/mo
▼ 0.25% · 3.875%
HK$203,596
−HK$5,394/mo
Today · 4.125%
HK$208,990
baseline
▲ 0.50% · 4.625%
HK$220,006
+HK$11,016/mo
Deposit HK$26.05M · loan HK$39.08M · min. income ≈ HK$417,980/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,768,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,934
−HK$13,039/mo
▼ 0.25% · 3.875%
HK$214,402
−HK$6,571/mo
Today · 4.125%
HK$220,973
baseline
▲ 0.50% · 4.625%
HK$234,419
+HK$13,446/mo
Deposit HK$19.54M · loan HK$45.59M · min. income ≈ HK$441,946/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,768,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,324
−HK$12,498/mo
▼ 0.25% · 3.875%
HK$237,528
−HK$6,294/mo
Today · 4.125%
HK$243,822
baseline
▲ 0.50% · 4.625%
HK$256,674
+HK$12,852/mo
Deposit HK$19.54M · loan HK$45.59M · min. income ≈ HK$487,644/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,768,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,343
−HK$16,765/mo
▼ 0.25% · 3.875%
HK$275,659
−HK$8,449/mo
Today · 4.125%
HK$284,108
baseline
▲ 0.50% · 4.625%
HK$301,396
+HK$17,288/mo
Deposit HK$6.51M · loan HK$58.62M · min. income ≈ HK$568,216/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,768,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,417
−HK$16,068/mo
▼ 0.25% · 3.875%
HK$305,393
−HK$8,092/mo
Today · 4.125%
HK$313,485
baseline
▲ 0.50% · 4.625%
HK$330,010
+HK$16,525/mo
Deposit HK$6.51M · loan HK$58.62M · min. income ≈ HK$626,970/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,768,231 · Scale 2, in force from 26 Feb 2026)