LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,852
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,314
−HK$470/mo
Today · 4.125%
HK$15,784
baseline
▲ 0.50% · 4.625%
HK$16,744
+HK$960/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,568/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,523
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,966
−HK$450/mo
Today · 4.125%
HK$17,416
baseline
▲ 0.50% · 4.625%
HK$18,334
+HK$918/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,832/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,823
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,377
−HK$564/mo
Today · 4.125%
HK$18,941
baseline
▲ 0.50% · 4.625%
HK$20,093
+HK$1,152/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$37,882/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,828
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,360
−HK$539/mo
Today · 4.125%
HK$20,899
baseline
▲ 0.50% · 4.625%
HK$22,001
+HK$1,102/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$41,798/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,793
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,440
−HK$657/mo
Today · 4.125%
HK$22,097
baseline
▲ 0.50% · 4.625%
HK$23,442
+HK$1,345/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,194/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,132
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,753
−HK$629/mo
Today · 4.125%
HK$24,382
baseline
▲ 0.50% · 4.625%
HK$25,667
+HK$1,285/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,764/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,734
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,566
−HK$845/mo
Today · 4.125%
HK$28,411
baseline
▲ 0.50% · 4.625%
HK$30,140
+HK$1,729/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,822/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,742
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,539
−HK$810/mo
Today · 4.125%
HK$31,349
baseline
▲ 0.50% · 4.625%
HK$33,001
+HK$1,652/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,698/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,350 · Scale 2, in force from 26 Feb 2026)