LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,539
−HK$9,315/mo
▼ 0.25% · 3.875%
HK$153,160
−HK$4,694/mo
Today · 4.125%
HK$157,854
baseline
▲ 0.50% · 4.625%
HK$167,459
+HK$9,605/mo
Deposit HK$32.57M · loan HK$32.57M · min. income ≈ HK$315,708/mo (50% DSR)
Upfront cash ≈ HK$35.34M (deposit + AVD stamp duty HK$2,768,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,249
−HK$8,927/mo
▼ 0.25% · 3.875%
HK$169,680
−HK$4,496/mo
Today · 4.125%
HK$174,176
baseline
▲ 0.50% · 4.625%
HK$183,358
+HK$9,182/mo
Deposit HK$32.57M · loan HK$32.57M · min. income ≈ HK$348,352/mo (50% DSR)
Upfront cash ≈ HK$35.34M (deposit + AVD stamp duty HK$2,768,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,247
−HK$11,178/mo
▼ 0.25% · 3.875%
HK$183,792
−HK$5,633/mo
Today · 4.125%
HK$189,425
baseline
▲ 0.50% · 4.625%
HK$200,951
+HK$11,526/mo
Deposit HK$26.06M · loan HK$39.08M · min. income ≈ HK$378,850/mo (50% DSR)
Upfront cash ≈ HK$28.83M (deposit + AVD stamp duty HK$2,768,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,298
−HK$10,714/mo
▼ 0.25% · 3.875%
HK$203,617
−HK$5,395/mo
Today · 4.125%
HK$209,012
baseline
▲ 0.50% · 4.625%
HK$220,029
+HK$11,017/mo
Deposit HK$26.06M · loan HK$39.08M · min. income ≈ HK$418,024/mo (50% DSR)
Upfront cash ≈ HK$28.83M (deposit + AVD stamp duty HK$2,768,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,955
−HK$13,041/mo
▼ 0.25% · 3.875%
HK$214,424
−HK$6,572/mo
Today · 4.125%
HK$220,996
baseline
▲ 0.50% · 4.625%
HK$234,443
+HK$13,447/mo
Deposit HK$19.54M · loan HK$45.60M · min. income ≈ HK$441,992/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,768,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,348
−HK$12,499/mo
▼ 0.25% · 3.875%
HK$237,553
−HK$6,294/mo
Today · 4.125%
HK$243,847
baseline
▲ 0.50% · 4.625%
HK$256,701
+HK$12,854/mo
Deposit HK$19.54M · loan HK$45.60M · min. income ≈ HK$487,694/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,768,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,371
−HK$16,766/mo
▼ 0.25% · 3.875%
HK$275,688
−HK$8,449/mo
Today · 4.125%
HK$284,137
baseline
▲ 0.50% · 4.625%
HK$301,427
+HK$17,290/mo
Deposit HK$6.51M · loan HK$58.63M · min. income ≈ HK$568,274/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,768,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,447
−HK$16,071/mo
▼ 0.25% · 3.875%
HK$305,425
−HK$8,093/mo
Today · 4.125%
HK$313,518
baseline
▲ 0.50% · 4.625%
HK$330,044
+HK$16,526/mo
Deposit HK$6.51M · loan HK$58.63M · min. income ≈ HK$627,036/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,768,516 · Scale 2, in force from 26 Feb 2026)