LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,556
−HK$9,316/mo
▼ 0.25% · 3.875%
HK$153,177
−HK$4,695/mo
Today · 4.125%
HK$157,872
baseline
▲ 0.50% · 4.625%
HK$167,478
+HK$9,606/mo
Deposit HK$32.57M · loan HK$32.57M · min. income ≈ HK$315,744/mo (50% DSR)
Upfront cash ≈ HK$35.34M (deposit + AVD stamp duty HK$2,768,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,267
−HK$8,929/mo
▼ 0.25% · 3.875%
HK$169,700
−HK$4,496/mo
Today · 4.125%
HK$174,196
baseline
▲ 0.50% · 4.625%
HK$183,378
+HK$9,182/mo
Deposit HK$32.57M · loan HK$32.57M · min. income ≈ HK$348,392/mo (50% DSR)
Upfront cash ≈ HK$35.34M (deposit + AVD stamp duty HK$2,768,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,267
−HK$11,179/mo
▼ 0.25% · 3.875%
HK$183,812
−HK$5,634/mo
Today · 4.125%
HK$189,446
baseline
▲ 0.50% · 4.625%
HK$200,974
+HK$11,528/mo
Deposit HK$26.06M · loan HK$39.09M · min. income ≈ HK$378,892/mo (50% DSR)
Upfront cash ≈ HK$28.83M (deposit + AVD stamp duty HK$2,768,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,321
−HK$10,714/mo
▼ 0.25% · 3.875%
HK$203,639
−HK$5,396/mo
Today · 4.125%
HK$209,035
baseline
▲ 0.50% · 4.625%
HK$220,054
+HK$11,019/mo
Deposit HK$26.06M · loan HK$39.09M · min. income ≈ HK$418,070/mo (50% DSR)
Upfront cash ≈ HK$28.83M (deposit + AVD stamp duty HK$2,768,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,979
−HK$13,042/mo
▼ 0.25% · 3.875%
HK$214,448
−HK$6,573/mo
Today · 4.125%
HK$221,021
baseline
▲ 0.50% · 4.625%
HK$234,469
+HK$13,448/mo
Deposit HK$19.54M · loan HK$45.60M · min. income ≈ HK$442,042/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,768,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,374
−HK$12,500/mo
▼ 0.25% · 3.875%
HK$237,579
−HK$6,295/mo
Today · 4.125%
HK$243,874
baseline
▲ 0.50% · 4.625%
HK$256,729
+HK$12,855/mo
Deposit HK$19.54M · loan HK$45.60M · min. income ≈ HK$487,748/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$2,768,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,401
−HK$16,768/mo
▼ 0.25% · 3.875%
HK$275,719
−HK$8,450/mo
Today · 4.125%
HK$284,169
baseline
▲ 0.50% · 4.625%
HK$301,460
+HK$17,291/mo
Deposit HK$6.51M · loan HK$58.63M · min. income ≈ HK$568,338/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,768,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,481
−HK$16,072/mo
▼ 0.25% · 3.875%
HK$305,459
−HK$8,094/mo
Today · 4.125%
HK$313,553
baseline
▲ 0.50% · 4.625%
HK$330,081
+HK$16,528/mo
Deposit HK$6.51M · loan HK$58.63M · min. income ≈ HK$627,106/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$2,768,826 · Scale 2, in force from 26 Feb 2026)