LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,578
−HK$9,317/mo
▼ 0.25% · 3.875%
HK$153,200
−HK$4,695/mo
Today · 4.125%
HK$157,895
baseline
▲ 0.50% · 4.625%
HK$167,503
+HK$9,608/mo
Deposit HK$32.58M · loan HK$32.58M · min. income ≈ HK$315,790/mo (50% DSR)
Upfront cash ≈ HK$35.35M (deposit + AVD stamp duty HK$2,769,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,292
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$169,725
−HK$4,497/mo
Today · 4.125%
HK$174,222
baseline
▲ 0.50% · 4.625%
HK$183,405
+HK$9,183/mo
Deposit HK$32.58M · loan HK$32.58M · min. income ≈ HK$348,444/mo (50% DSR)
Upfront cash ≈ HK$35.35M (deposit + AVD stamp duty HK$2,769,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,294
−HK$11,180/mo
▼ 0.25% · 3.875%
HK$183,840
−HK$5,634/mo
Today · 4.125%
HK$189,474
baseline
▲ 0.50% · 4.625%
HK$201,003
+HK$11,529/mo
Deposit HK$26.06M · loan HK$39.10M · min. income ≈ HK$378,948/mo (50% DSR)
Upfront cash ≈ HK$28.83M (deposit + AVD stamp duty HK$2,769,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,350
−HK$10,716/mo
▼ 0.25% · 3.875%
HK$203,670
−HK$5,396/mo
Today · 4.125%
HK$209,066
baseline
▲ 0.50% · 4.625%
HK$220,086
+HK$11,020/mo
Deposit HK$26.06M · loan HK$39.10M · min. income ≈ HK$418,132/mo (50% DSR)
Upfront cash ≈ HK$28.83M (deposit + AVD stamp duty HK$2,769,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,009
−HK$13,044/mo
▼ 0.25% · 3.875%
HK$214,480
−HK$6,573/mo
Today · 4.125%
HK$221,053
baseline
▲ 0.50% · 4.625%
HK$234,504
+HK$13,451/mo
Deposit HK$19.55M · loan HK$45.61M · min. income ≈ HK$442,106/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$2,769,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,408
−HK$12,502/mo
▼ 0.25% · 3.875%
HK$237,614
−HK$6,296/mo
Today · 4.125%
HK$243,910
baseline
▲ 0.50% · 4.625%
HK$256,767
+HK$12,857/mo
Deposit HK$19.55M · loan HK$45.61M · min. income ≈ HK$487,820/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$2,769,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,440
−HK$16,771/mo
▼ 0.25% · 3.875%
HK$275,759
−HK$8,452/mo
Today · 4.125%
HK$284,211
baseline
▲ 0.50% · 4.625%
HK$301,505
+HK$17,294/mo
Deposit HK$6.52M · loan HK$58.64M · min. income ≈ HK$568,422/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,769,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,525
−HK$16,074/mo
▼ 0.25% · 3.875%
HK$305,504
−HK$8,095/mo
Today · 4.125%
HK$313,599
baseline
▲ 0.50% · 4.625%
HK$330,129
+HK$16,530/mo
Deposit HK$6.52M · loan HK$58.64M · min. income ≈ HK$627,198/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,769,236 · Scale 2, in force from 26 Feb 2026)