LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,860
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,322
−HK$469/mo
Today · 4.125%
HK$15,791
baseline
▲ 0.50% · 4.625%
HK$16,752
+HK$961/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,582/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,531
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,974
−HK$450/mo
Today · 4.125%
HK$17,424
baseline
▲ 0.50% · 4.625%
HK$18,343
+HK$919/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,848/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,831
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,386
−HK$564/mo
Today · 4.125%
HK$18,950
baseline
▲ 0.50% · 4.625%
HK$20,103
+HK$1,153/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$37,900/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,837
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,369
−HK$540/mo
Today · 4.125%
HK$20,909
baseline
▲ 0.50% · 4.625%
HK$22,011
+HK$1,102/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$41,818/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,803
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,450
−HK$658/mo
Today · 4.125%
HK$22,108
baseline
▲ 0.50% · 4.625%
HK$23,453
+HK$1,345/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,216/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,144
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,764
−HK$630/mo
Today · 4.125%
HK$24,394
baseline
▲ 0.50% · 4.625%
HK$25,680
+HK$1,286/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,788/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,747
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,579
−HK$846/mo
Today · 4.125%
HK$28,425
baseline
▲ 0.50% · 4.625%
HK$30,154
+HK$1,729/mo
Deposit HK$652K · loan HK$5.86M · min. income ≈ HK$56,850/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,756
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,554
−HK$810/mo
Today · 4.125%
HK$31,364
baseline
▲ 0.50% · 4.625%
HK$33,017
+HK$1,653/mo
Deposit HK$652K · loan HK$5.86M · min. income ≈ HK$62,728/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,663 · Scale 2, in force from 26 Feb 2026)