LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,863
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,326
−HK$469/mo
Today · 4.125%
HK$15,795
baseline
▲ 0.50% · 4.625%
HK$16,756
+HK$961/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,590/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$186,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,535
−HK$894/mo
▼ 0.25% · 3.875%
HK$16,979
−HK$450/mo
Today · 4.125%
HK$17,429
baseline
▲ 0.50% · 4.625%
HK$18,347
+HK$918/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,858/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$186,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,836
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,391
−HK$563/mo
Today · 4.125%
HK$18,954
baseline
▲ 0.50% · 4.625%
HK$20,108
+HK$1,154/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$37,908/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,842
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,374
−HK$540/mo
Today · 4.125%
HK$20,914
baseline
▲ 0.50% · 4.625%
HK$22,017
+HK$1,103/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$41,828/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,809
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,456
−HK$657/mo
Today · 4.125%
HK$22,113
baseline
▲ 0.50% · 4.625%
HK$23,459
+HK$1,346/mo
Deposit HK$1.96M · loan HK$4.56M · min. income ≈ HK$44,226/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,149
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,770
−HK$630/mo
Today · 4.125%
HK$24,400
baseline
▲ 0.50% · 4.625%
HK$25,686
+HK$1,286/mo
Deposit HK$1.96M · loan HK$4.56M · min. income ≈ HK$48,800/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,754
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,586
−HK$846/mo
Today · 4.125%
HK$28,432
baseline
▲ 0.50% · 4.625%
HK$30,162
+HK$1,730/mo
Deposit HK$652K · loan HK$5.87M · min. income ≈ HK$56,864/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$186,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,763
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,562
−HK$809/mo
Today · 4.125%
HK$31,371
baseline
▲ 0.50% · 4.625%
HK$33,025
+HK$1,654/mo
Deposit HK$652K · loan HK$5.87M · min. income ≈ HK$62,742/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$186,826 · Scale 2, in force from 26 Feb 2026)