LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,641
−HK$9,321/mo
▼ 0.25% · 3.875%
HK$153,265
−HK$4,697/mo
Today · 4.125%
HK$157,962
baseline
▲ 0.50% · 4.625%
HK$167,574
+HK$9,612/mo
Deposit HK$32.59M · loan HK$32.59M · min. income ≈ HK$315,924/mo (50% DSR)
Upfront cash ≈ HK$35.36M (deposit + AVD stamp duty HK$2,770,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,362
−HK$8,934/mo
▼ 0.25% · 3.875%
HK$169,797
−HK$4,499/mo
Today · 4.125%
HK$174,296
baseline
▲ 0.50% · 4.625%
HK$183,483
+HK$9,187/mo
Deposit HK$32.59M · loan HK$32.59M · min. income ≈ HK$348,592/mo (50% DSR)
Upfront cash ≈ HK$35.36M (deposit + AVD stamp duty HK$2,770,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,369
−HK$11,186/mo
▼ 0.25% · 3.875%
HK$183,918
−HK$5,637/mo
Today · 4.125%
HK$189,555
baseline
▲ 0.50% · 4.625%
HK$201,089
+HK$11,534/mo
Deposit HK$26.07M · loan HK$39.11M · min. income ≈ HK$379,110/mo (50% DSR)
Upfront cash ≈ HK$28.84M (deposit + AVD stamp duty HK$2,770,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,434
−HK$10,721/mo
▼ 0.25% · 3.875%
HK$203,756
−HK$5,399/mo
Today · 4.125%
HK$209,155
baseline
▲ 0.50% · 4.625%
HK$220,180
+HK$11,025/mo
Deposit HK$26.07M · loan HK$39.11M · min. income ≈ HK$418,310/mo (50% DSR)
Upfront cash ≈ HK$28.84M (deposit + AVD stamp duty HK$2,770,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,097
−HK$13,050/mo
▼ 0.25% · 3.875%
HK$214,570
−HK$6,577/mo
Today · 4.125%
HK$221,147
baseline
▲ 0.50% · 4.625%
HK$234,603
+HK$13,456/mo
Deposit HK$19.56M · loan HK$45.63M · min. income ≈ HK$442,294/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$2,770,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,506
−HK$12,508/mo
▼ 0.25% · 3.875%
HK$237,715
−HK$6,299/mo
Today · 4.125%
HK$244,014
baseline
▲ 0.50% · 4.625%
HK$256,876
+HK$12,862/mo
Deposit HK$19.56M · loan HK$45.63M · min. income ≈ HK$488,028/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$2,770,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,554
−HK$16,778/mo
▼ 0.25% · 3.875%
HK$275,876
−HK$8,456/mo
Today · 4.125%
HK$284,332
baseline
▲ 0.50% · 4.625%
HK$301,633
+HK$17,301/mo
Deposit HK$6.52M · loan HK$58.67M · min. income ≈ HK$568,664/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,770,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,651
−HK$16,081/mo
▼ 0.25% · 3.875%
HK$305,634
−HK$8,098/mo
Today · 4.125%
HK$313,732
baseline
▲ 0.50% · 4.625%
HK$330,269
+HK$16,537/mo
Deposit HK$6.52M · loan HK$58.67M · min. income ≈ HK$627,464/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,770,410 · Scale 2, in force from 26 Feb 2026)