LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,647
−HK$9,321/mo
▼ 0.25% · 3.875%
HK$153,270
−HK$4,698/mo
Today · 4.125%
HK$157,968
baseline
▲ 0.50% · 4.625%
HK$167,580
+HK$9,612/mo
Deposit HK$32.59M · loan HK$32.59M · min. income ≈ HK$315,936/mo (50% DSR)
Upfront cash ≈ HK$35.36M (deposit + AVD stamp duty HK$2,770,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,368
−HK$8,934/mo
▼ 0.25% · 3.875%
HK$169,803
−HK$4,499/mo
Today · 4.125%
HK$174,302
baseline
▲ 0.50% · 4.625%
HK$183,490
+HK$9,188/mo
Deposit HK$32.59M · loan HK$32.59M · min. income ≈ HK$348,604/mo (50% DSR)
Upfront cash ≈ HK$35.36M (deposit + AVD stamp duty HK$2,770,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,376
−HK$11,186/mo
▼ 0.25% · 3.875%
HK$183,924
−HK$5,638/mo
Today · 4.125%
HK$189,562
baseline
▲ 0.50% · 4.625%
HK$201,096
+HK$11,534/mo
Deposit HK$26.08M · loan HK$39.11M · min. income ≈ HK$379,124/mo (50% DSR)
Upfront cash ≈ HK$28.85M (deposit + AVD stamp duty HK$2,770,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,441
−HK$10,722/mo
▼ 0.25% · 3.875%
HK$203,764
−HK$5,399/mo
Today · 4.125%
HK$209,163
baseline
▲ 0.50% · 4.625%
HK$220,188
+HK$11,025/mo
Deposit HK$26.08M · loan HK$39.11M · min. income ≈ HK$418,326/mo (50% DSR)
Upfront cash ≈ HK$28.85M (deposit + AVD stamp duty HK$2,770,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,105
−HK$13,050/mo
▼ 0.25% · 3.875%
HK$214,579
−HK$6,576/mo
Today · 4.125%
HK$221,155
baseline
▲ 0.50% · 4.625%
HK$234,612
+HK$13,457/mo
Deposit HK$19.56M · loan HK$45.63M · min. income ≈ HK$442,310/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$2,770,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,515
−HK$12,508/mo
▼ 0.25% · 3.875%
HK$237,724
−HK$6,299/mo
Today · 4.125%
HK$244,023
baseline
▲ 0.50% · 4.625%
HK$256,886
+HK$12,863/mo
Deposit HK$19.56M · loan HK$45.63M · min. income ≈ HK$488,046/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$2,770,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,564
−HK$16,779/mo
▼ 0.25% · 3.875%
HK$275,887
−HK$8,456/mo
Today · 4.125%
HK$284,343
baseline
▲ 0.50% · 4.625%
HK$301,644
+HK$17,301/mo
Deposit HK$6.52M · loan HK$58.67M · min. income ≈ HK$568,686/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,770,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,662
−HK$16,082/mo
▼ 0.25% · 3.875%
HK$305,645
−HK$8,099/mo
Today · 4.125%
HK$313,744
baseline
▲ 0.50% · 4.625%
HK$330,282
+HK$16,538/mo
Deposit HK$6.52M · loan HK$58.67M · min. income ≈ HK$627,488/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,770,514 · Scale 2, in force from 26 Feb 2026)