LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,866
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,328
−HK$470/mo
Today · 4.125%
HK$15,798
baseline
▲ 0.50% · 4.625%
HK$16,759
+HK$961/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,596/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$186,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,538
−HK$894/mo
▼ 0.25% · 3.875%
HK$16,982
−HK$450/mo
Today · 4.125%
HK$17,432
baseline
▲ 0.50% · 4.625%
HK$18,350
+HK$918/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,864/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$186,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,839
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,394
−HK$564/mo
Today · 4.125%
HK$18,958
baseline
▲ 0.50% · 4.625%
HK$20,111
+HK$1,153/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$37,916/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,846
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,378
−HK$540/mo
Today · 4.125%
HK$20,918
baseline
▲ 0.50% · 4.625%
HK$22,021
+HK$1,103/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$41,836/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,812
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,460
−HK$657/mo
Today · 4.125%
HK$22,117
baseline
▲ 0.50% · 4.625%
HK$23,463
+HK$1,346/mo
Deposit HK$1.96M · loan HK$4.56M · min. income ≈ HK$44,234/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,153
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,774
−HK$630/mo
Today · 4.125%
HK$24,404
baseline
▲ 0.50% · 4.625%
HK$25,691
+HK$1,287/mo
Deposit HK$1.96M · loan HK$4.56M · min. income ≈ HK$48,808/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,759
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,591
−HK$846/mo
Today · 4.125%
HK$28,437
baseline
▲ 0.50% · 4.625%
HK$30,167
+HK$1,730/mo
Deposit HK$652K · loan HK$5.87M · min. income ≈ HK$56,874/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$186,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,769
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,567
−HK$810/mo
Today · 4.125%
HK$31,377
baseline
▲ 0.50% · 4.625%
HK$33,031
+HK$1,654/mo
Deposit HK$652K · loan HK$5.87M · min. income ≈ HK$62,754/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$186,938 · Scale 2, in force from 26 Feb 2026)