LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,699
−HK$9,325/mo
▼ 0.25% · 3.875%
HK$153,325
−HK$4,699/mo
Today · 4.125%
HK$158,024
baseline
▲ 0.50% · 4.625%
HK$167,640
+HK$9,616/mo
Deposit HK$32.61M · loan HK$32.61M · min. income ≈ HK$316,048/mo (50% DSR)
Upfront cash ≈ HK$35.38M (deposit + AVD stamp duty HK$2,771,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,427
−HK$8,937/mo
▼ 0.25% · 3.875%
HK$169,863
−HK$4,501/mo
Today · 4.125%
HK$174,364
baseline
▲ 0.50% · 4.625%
HK$183,555
+HK$9,191/mo
Deposit HK$32.61M · loan HK$32.61M · min. income ≈ HK$348,728/mo (50% DSR)
Upfront cash ≈ HK$35.38M (deposit + AVD stamp duty HK$2,771,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,439
−HK$11,190/mo
▼ 0.25% · 3.875%
HK$183,990
−HK$5,639/mo
Today · 4.125%
HK$189,629
baseline
▲ 0.50% · 4.625%
HK$201,167
+HK$11,538/mo
Deposit HK$26.08M · loan HK$39.13M · min. income ≈ HK$379,258/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,771,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,512
−HK$10,725/mo
▼ 0.25% · 3.875%
HK$203,836
−HK$5,401/mo
Today · 4.125%
HK$209,237
baseline
▲ 0.50% · 4.625%
HK$220,266
+HK$11,029/mo
Deposit HK$26.08M · loan HK$39.13M · min. income ≈ HK$418,474/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,771,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,179
−HK$13,055/mo
▼ 0.25% · 3.875%
HK$214,655
−HK$6,579/mo
Today · 4.125%
HK$221,234
baseline
▲ 0.50% · 4.625%
HK$234,695
+HK$13,461/mo
Deposit HK$19.56M · loan HK$45.65M · min. income ≈ HK$442,468/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,771,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,597
−HK$12,513/mo
▼ 0.25% · 3.875%
HK$237,808
−HK$6,302/mo
Today · 4.125%
HK$244,110
baseline
▲ 0.50% · 4.625%
HK$256,977
+HK$12,867/mo
Deposit HK$19.56M · loan HK$45.65M · min. income ≈ HK$488,220/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,771,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,659
−HK$16,784/mo
▼ 0.25% · 3.875%
HK$275,985
−HK$8,458/mo
Today · 4.125%
HK$284,443
baseline
▲ 0.50% · 4.625%
HK$301,751
+HK$17,308/mo
Deposit HK$6.52M · loan HK$58.69M · min. income ≈ HK$568,886/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,771,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,768
−HK$16,087/mo
▼ 0.25% · 3.875%
HK$305,754
−HK$8,101/mo
Today · 4.125%
HK$313,855
baseline
▲ 0.50% · 4.625%
HK$330,399
+HK$16,544/mo
Deposit HK$6.52M · loan HK$58.69M · min. income ≈ HK$627,710/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,771,497 · Scale 2, in force from 26 Feb 2026)