LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,723
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$153,349
−HK$4,700/mo
Today · 4.125%
HK$158,049
baseline
▲ 0.50% · 4.625%
HK$167,666
+HK$9,617/mo
Deposit HK$32.61M · loan HK$32.61M · min. income ≈ HK$316,098/mo (50% DSR)
Upfront cash ≈ HK$35.38M (deposit + AVD stamp duty HK$2,771,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,453
−HK$8,939/mo
▼ 0.25% · 3.875%
HK$169,890
−HK$4,502/mo
Today · 4.125%
HK$174,392
baseline
▲ 0.50% · 4.625%
HK$183,584
+HK$9,192/mo
Deposit HK$32.61M · loan HK$32.61M · min. income ≈ HK$348,784/mo (50% DSR)
Upfront cash ≈ HK$35.38M (deposit + AVD stamp duty HK$2,771,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,467
−HK$11,192/mo
▼ 0.25% · 3.875%
HK$184,019
−HK$5,640/mo
Today · 4.125%
HK$189,659
baseline
▲ 0.50% · 4.625%
HK$201,199
+HK$11,540/mo
Deposit HK$26.09M · loan HK$39.13M · min. income ≈ HK$379,318/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,771,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,543
−HK$10,727/mo
▼ 0.25% · 3.875%
HK$203,868
−HK$5,402/mo
Today · 4.125%
HK$209,270
baseline
▲ 0.50% · 4.625%
HK$220,301
+HK$11,031/mo
Deposit HK$26.09M · loan HK$39.13M · min. income ≈ HK$418,540/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,771,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,212
−HK$13,057/mo
▼ 0.25% · 3.875%
HK$214,689
−HK$6,580/mo
Today · 4.125%
HK$221,269
baseline
▲ 0.50% · 4.625%
HK$234,732
+HK$13,463/mo
Deposit HK$19.57M · loan HK$45.66M · min. income ≈ HK$442,538/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,771,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,634
−HK$12,514/mo
▼ 0.25% · 3.875%
HK$237,846
−HK$6,302/mo
Today · 4.125%
HK$244,148
baseline
▲ 0.50% · 4.625%
HK$257,018
+HK$12,870/mo
Deposit HK$19.57M · loan HK$45.66M · min. income ≈ HK$488,296/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,771,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,701
−HK$16,787/mo
▼ 0.25% · 3.875%
HK$276,028
−HK$8,460/mo
Today · 4.125%
HK$284,488
baseline
▲ 0.50% · 4.625%
HK$301,799
+HK$17,311/mo
Deposit HK$6.52M · loan HK$58.70M · min. income ≈ HK$568,976/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,771,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,815
−HK$16,090/mo
▼ 0.25% · 3.875%
HK$305,802
−HK$8,103/mo
Today · 4.125%
HK$313,905
baseline
▲ 0.50% · 4.625%
HK$330,451
+HK$16,546/mo
Deposit HK$6.52M · loan HK$58.70M · min. income ≈ HK$627,810/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,771,936 · Scale 2, in force from 26 Feb 2026)