LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,724
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$153,350
−HK$4,700/mo
Today · 4.125%
HK$158,050
baseline
▲ 0.50% · 4.625%
HK$167,667
+HK$9,617/mo
Deposit HK$32.61M · loan HK$32.61M · min. income ≈ HK$316,100/mo (50% DSR)
Upfront cash ≈ HK$35.38M (deposit + AVD stamp duty HK$2,771,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,454
−HK$8,939/mo
▼ 0.25% · 3.875%
HK$169,891
−HK$4,502/mo
Today · 4.125%
HK$174,393
baseline
▲ 0.50% · 4.625%
HK$183,585
+HK$9,192/mo
Deposit HK$32.61M · loan HK$32.61M · min. income ≈ HK$348,786/mo (50% DSR)
Upfront cash ≈ HK$35.38M (deposit + AVD stamp duty HK$2,771,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,469
−HK$11,191/mo
▼ 0.25% · 3.875%
HK$184,020
−HK$5,640/mo
Today · 4.125%
HK$189,660
baseline
▲ 0.50% · 4.625%
HK$201,201
+HK$11,541/mo
Deposit HK$26.09M · loan HK$39.13M · min. income ≈ HK$379,320/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,771,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,545
−HK$10,726/mo
▼ 0.25% · 3.875%
HK$203,869
−HK$5,402/mo
Today · 4.125%
HK$209,271
baseline
▲ 0.50% · 4.625%
HK$220,302
+HK$11,031/mo
Deposit HK$26.09M · loan HK$39.13M · min. income ≈ HK$418,542/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,771,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,213
−HK$13,057/mo
▼ 0.25% · 3.875%
HK$214,690
−HK$6,580/mo
Today · 4.125%
HK$221,270
baseline
▲ 0.50% · 4.625%
HK$234,734
+HK$13,464/mo
Deposit HK$19.57M · loan HK$45.66M · min. income ≈ HK$442,540/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,771,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,635
−HK$12,515/mo
▼ 0.25% · 3.875%
HK$237,848
−HK$6,302/mo
Today · 4.125%
HK$244,150
baseline
▲ 0.50% · 4.625%
HK$257,019
+HK$12,869/mo
Deposit HK$19.57M · loan HK$45.66M · min. income ≈ HK$488,300/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,771,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,703
−HK$16,787/mo
▼ 0.25% · 3.875%
HK$276,030
−HK$8,460/mo
Today · 4.125%
HK$284,490
baseline
▲ 0.50% · 4.625%
HK$301,801
+HK$17,311/mo
Deposit HK$6.52M · loan HK$58.70M · min. income ≈ HK$568,980/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,771,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,817
−HK$16,090/mo
▼ 0.25% · 3.875%
HK$305,804
−HK$8,103/mo
Today · 4.125%
HK$313,907
baseline
▲ 0.50% · 4.625%
HK$330,453
+HK$16,546/mo
Deposit HK$6.52M · loan HK$58.70M · min. income ≈ HK$627,814/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,771,953 · Scale 2, in force from 26 Feb 2026)