LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,726
−HK$9,327/mo
▼ 0.25% · 3.875%
HK$153,352
−HK$4,701/mo
Today · 4.125%
HK$158,053
baseline
▲ 0.50% · 4.625%
HK$167,670
+HK$9,617/mo
Deposit HK$32.61M · loan HK$32.61M · min. income ≈ HK$316,106/mo (50% DSR)
Upfront cash ≈ HK$35.38M (deposit + AVD stamp duty HK$2,771,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,456
−HK$8,939/mo
▼ 0.25% · 3.875%
HK$169,894
−HK$4,501/mo
Today · 4.125%
HK$174,395
baseline
▲ 0.50% · 4.625%
HK$183,588
+HK$9,193/mo
Deposit HK$32.61M · loan HK$32.61M · min. income ≈ HK$348,790/mo (50% DSR)
Upfront cash ≈ HK$35.38M (deposit + AVD stamp duty HK$2,771,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,471
−HK$11,192/mo
▼ 0.25% · 3.875%
HK$184,023
−HK$5,640/mo
Today · 4.125%
HK$189,663
baseline
▲ 0.50% · 4.625%
HK$201,204
+HK$11,541/mo
Deposit HK$26.09M · loan HK$39.13M · min. income ≈ HK$379,326/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,771,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,548
−HK$10,727/mo
▼ 0.25% · 3.875%
HK$203,873
−HK$5,402/mo
Today · 4.125%
HK$209,275
baseline
▲ 0.50% · 4.625%
HK$220,306
+HK$11,031/mo
Deposit HK$26.09M · loan HK$39.13M · min. income ≈ HK$418,550/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,771,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,217
−HK$13,057/mo
▼ 0.25% · 3.875%
HK$214,693
−HK$6,581/mo
Today · 4.125%
HK$221,274
baseline
▲ 0.50% · 4.625%
HK$234,738
+HK$13,464/mo
Deposit HK$19.57M · loan HK$45.66M · min. income ≈ HK$442,548/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,771,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,639
−HK$12,515/mo
▼ 0.25% · 3.875%
HK$237,851
−HK$6,303/mo
Today · 4.125%
HK$244,154
baseline
▲ 0.50% · 4.625%
HK$257,023
+HK$12,869/mo
Deposit HK$19.57M · loan HK$45.66M · min. income ≈ HK$488,308/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,771,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,707
−HK$16,788/mo
▼ 0.25% · 3.875%
HK$276,034
−HK$8,461/mo
Today · 4.125%
HK$284,495
baseline
▲ 0.50% · 4.625%
HK$301,806
+HK$17,311/mo
Deposit HK$6.52M · loan HK$58.70M · min. income ≈ HK$568,990/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,771,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,822
−HK$16,090/mo
▼ 0.25% · 3.875%
HK$305,809
−HK$8,103/mo
Today · 4.125%
HK$313,912
baseline
▲ 0.50% · 4.625%
HK$330,459
+HK$16,547/mo
Deposit HK$6.52M · loan HK$58.70M · min. income ≈ HK$627,824/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$2,771,997 · Scale 2, in force from 26 Feb 2026)