LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,873
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,335
−HK$470/mo
Today · 4.125%
HK$15,805
baseline
▲ 0.50% · 4.625%
HK$16,767
+HK$962/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,610/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$187,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,546
−HK$894/mo
▼ 0.25% · 3.875%
HK$16,989
−HK$451/mo
Today · 4.125%
HK$17,440
baseline
▲ 0.50% · 4.625%
HK$18,359
+HK$919/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,880/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$187,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,847
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,402
−HK$564/mo
Today · 4.125%
HK$18,966
baseline
▲ 0.50% · 4.625%
HK$20,120
+HK$1,154/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$37,932/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$187,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,855
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,387
−HK$541/mo
Today · 4.125%
HK$20,928
baseline
▲ 0.50% · 4.625%
HK$22,031
+HK$1,103/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$41,856/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$187,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,822
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,469
−HK$658/mo
Today · 4.125%
HK$22,127
baseline
▲ 0.50% · 4.625%
HK$23,474
+HK$1,347/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$44,254/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$187,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,164
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,785
−HK$630/mo
Today · 4.125%
HK$24,415
baseline
▲ 0.50% · 4.625%
HK$25,702
+HK$1,287/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$48,830/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$187,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,771
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,604
−HK$846/mo
Today · 4.125%
HK$28,450
baseline
▲ 0.50% · 4.625%
HK$30,181
+HK$1,731/mo
Deposit HK$652K · loan HK$5.87M · min. income ≈ HK$56,900/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$187,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,782
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,581
−HK$810/mo
Today · 4.125%
HK$31,391
baseline
▲ 0.50% · 4.625%
HK$33,046
+HK$1,655/mo
Deposit HK$652K · loan HK$5.87M · min. income ≈ HK$62,782/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$187,237 · Scale 2, in force from 26 Feb 2026)